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Travel Insurance Reviews Nationwide Choice Cruise

The Nationwide Choice Cruise plan is designed for travelers going on a cruise during their trip. Coverages include Trip Cancellation & Interruption, Optional Cancel for Any Reason (if eligible), Medical, Emergency Medical Evacuation, and in most states, an Itinerary Change Inconvenience benefit.

To learn more, see the Nationwide Choice Cruise product page.

Customers who have visited the Caribbean rated the Nationwide Mutual Insurance Company Choice Cruise plan
4.70 out of 5
226
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Choice Cruise
I thankfully did not have to use the coverage on this trip, but this is the second time I have purchased the Choice Cruise plan from Nationwide, and barring any changes to the coverage in the future, I will plan to buy this coverage again for future trips that include a cruise. I like that it has some cruise-specific provisions, as well as generous coverage limits, from a company with a well-known name and good reputation in the insurance industry.
Kevin N. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Choice Cruise
My flight returning home was delayed. The only compensation would have be if I had stayed at a hotel or had receipts for food.
Because I stayed with family I was not reimbursed despite losing work time.
The staff offered to read the plan to me but I do think my lost time should have counted and the inconvenience to my family keeping me at their home
Karla G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
I always purchase travel insurance and this was the best value for this trip. Thankful to not have a claim!
Margaret D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Always travel with travel insurance which I have never had to used until this cruise. On this cruise I fell off the ship and had to have 4 stitches. My disappointment with this policy is that it did not cover eye glasses. My eye glasses were severely damaged during the fall and had to be replaced. Good thing I always travel with an extra pair of glasses.
It only took several weeks after submitting the paperwork to get reimbursement. Was able to submit electronically.
Janet B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Thank heavens we didn't have to use our plan this time but your company is fantastic and I would recommend it to anyone and I have. Price is right and customer service is outstanding.
Elvira F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
I didn’t have to use to but it was great peace of mind to have it.
JoAnne H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Unfortunately one of my traveling companions had a severe enough allergic reaction to require a trip to the ship's medical office. The charge for the visit was high, the charge for the medication truly outrageous, but Nationwide reviewed the charges and reimbursed us quickly and without problems. Excellent service!
Jerold W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
I would highly recommend Nationwide Mutual Insurance for trip insurance and will definitely use them again for future trips. I got sick during a recent cruise and had to visit the ship's doctor which cost me $136.00 for the visit. Nationwide reimbursed me 100% for the doctor fee. I couldn't be happier
Patrick B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Our claim was handled promptly and professionally when all documentation necessary was submitted.
Ray S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Hard to evaluate because (thankfully) I had no claim which is when the rubber hits the road for an insurance plan. But the coverage terms were reasonable, especially the pre-x terms. All these plans are very expensive but the Nationwide plan is competitive.

InsureMyTrip is easy to work with and very helpful because of its comprehensiveness and easy to se web site.
Kenneth R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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