Travel Insurance Reviews Nationwide Choice Cruise

The Nationwide Choice Cruise plan is designed for travelers going on a cruise during their trip. Coverages include Trip Cancellation & Interruption, Optional Cancel for Any Reason (if eligible), Medical, Emergency Medical Evacuation, and in most states, an Itinerary Change Inconvenience benefit.

To learn more, see the Nationwide Choice Cruise product page.

Customers rated the Nationwide Mutual Insurance Company Choice Cruise plan
4.66 out of 5
646
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Choice Cruise
I could not have insured my trip with a better company than Nationwide Mutual Insurance Co. While on a cruise i fell ill and was quarantined for 6 days. Nationwide Mutual reimbursed me for the full amount that i was quarantined and paid for the medical that was not covered by my primary insurance. Nothing but praise for Nationwide Mutual Insurance Co. Very, very happy with their customer service, fairness and professionalism.
Roger M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Thankfully I had no need to use the insurance and just had an enjoyable vacation
Leigh F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Choice Cruise
great having that piece of mind as we had another cruise passenger that had to be taken off the ship in Mexico and I don't know if they had any additional coverage. I was thinking the whole time glad I had this extra policy as that could have been me.
scott A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
On advice from a colleague from work, we insured our Disney cruise through InsureMyTrip. It was cheaper than insuring through Disney. Less than a week before the cruise, a member of the travel party had a medical issue that caused us to miss the cruise. I submitted a claim which was processed and the reimbursement was received within one month. The documentation requirements were clearly outlined in the email I received as a result of my claim submission.

It took some time to gather all the required documentation but it was more than worth it as the entire cost of the cruise was reimbursed. I normally don't insure trips but I will do so going forward and will use InsureMyTrip.
William S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Coverage was same as we have purchased previously from Travel Agency, but cost of coverage was significantly less.
Stephanie T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Return Trip was delayed due to the weather. Filed a claim was reimbursed 6 weeks later. Would buy again
Ronald W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Hard to evaluate because (thankfully) I had no claim which is when the rubber hits the road for an insurance plan. But the coverage terms were reasonable, especially the pre-x terms. All these plans are very expensive but the Nationwide plan is competitive.

InsureMyTrip is easy to work with and very helpful because of its comprehensiveness and easy to se web site.
Kenneth R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
This is the best company to deal with and the prices are very affordable.
Elvira F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Hard to rate the coverage when I didn't have anything to file a claim against. That's a good thing, right? But it definitely provides for peace of mind.
Constance A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
I bought this insurance because my wife and I were taking our first cruise. Our friends take out trip insurance for every cruise and recommended using this because it was cheaper than what the cruise line offered. I believe this plan was as good as the plan the cruise line offered, but at a better rate. If I were to purchase trip insurance, I would get this plan again. However, I will probably not buy trip insurance again. I felt like this was a markup playing into my fears much like extended warranties, flight insurance, and rental car add'l insurance. I would rather plan my trip smartly to prevent the kind of things one would use trip insurance for. For example, my wife and I flew into the embarkation city a day ahead of time and picked a return flight several hours after cruise returned to port, so there was hardly any chance of us missing the cruise or our flight home. We also picked a cruise during the time of year when the weather was mild, which would prevent a change in itinerary due to storms, hurricanes, etc.
Jason T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Thank you very much for your input. We certainly appreciate your comments and agree that claims can be prevented or mitigated to some extent. However, the number one covered reason to cancel or interrupt your trip is the unexpected sickness, disease or injury of an insured, traveling companion or family member. Many times these are situations that are out of your control.
    In addition, Comprehensive plans include medical coverage to reimburse you for medical expenses incurred during your trip and emergency medical evacuation which provides transportation to the nearest appropriate medical facility where you can get the proper treatment that may not be available locally.

    Please call us at 800-487-4722, if you have any questions or concerns.
    Feb 13,2019
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