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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited Italy rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
246
ratings and reviews
97%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
Customer support was very helpful in determining my needs. I would use this company again for future travel insurance.
Linda S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I can only vouch that the insurance premiums for the coverage is a very good value. Having travel insurance provides much peace of mind. However, a truly valid review is one from a customer who has filed a claim with Nationwide, and I have not.
Judy T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
It's impossible to evaluate how the plan did if I didn't use it. However, being an insurance agent & having more than the average guy's familiarity with insurance, I have found Nationwide to be the best & most reasonably priced policy to choose. Should I ever have a claim I assume they'll come thru for me. If not, they'll be dealing with a formidable opponent. Thank you.
Robert N. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
thankful to have coverage (just in case) and even more thankful not needing to use it. Peace of mind is what I would call having Travel Insurance. :-)
Thanks,
Michael and Suanne
Michael R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Plan covered my needs for the trip. Since I did not need to file a claim, I cannot comment on the claim process.
Shannon M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Choosing a plan was easy and straightforward. Price was very reasonable. Will definitely purchase again for future trips
Scott P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Thankfully we did not need to use our trip insurance. We were happy with the plan that we had in place in case we needed it.
Donald H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
While it was not necessary for us to utilize the insurance I did feel secure in having it in place. I compared the cost with friends and it was less expensive for the same or higher coverage.
Valerie M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
While the true test of an insurance policy/company comes with filing a claim, thankfully I did not have the misfortune of having to try it out. However, based on coverage needs at a competitive cost we choose Nationwide for almost all our travels.
Lynne L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I tried to put in a claim for a baggage delay on my outbound flight and was told that the insurance only covers only inbound flights. This is distressing to me since my baggage delay occurred within the timeframe of the trip. I am still without my luggage almost three days after arriving home. I should be reimbursed for items I have had to purchase due to delay.
Jeanette K. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Melissa J.
    Photo
    Thank you for your feedback on the policy. We are sorry to hear that your baggage was delayed on the way home. It is industry standard to cover Baggage Delay on the outward journey only to cover expenses for personal items that you need while traveling.

    "BAGGAGE DELAY (Outward Journey Only)
    The Company will reimburse You for the expense of necessary personal effects, up to the Maximum Benefit shown on the Confirmation of Coverage, if Your Checked Baggage is delayed or misdirected by a Common Carrier for more than twelve (12) hours, while on a Trip."

    In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.
    Jul 01,2019
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