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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited Norway rated the Nationwide Mutual Insurance Company Essential plan
4.38 out of 5
19
ratings and reviews
94%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
Feeling safe
Kari L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Claim was processed successfully but very slowly (3 months from filing to check). Cancellation resulted from traveling family member's unexpected surgery. Claim form (from claims processor in Florida subcontracted by Nationwide) asked for rights to access her complete medical records over an extended period. Instead, she provided a formal letter from her surgeon. Since the amount claimed was little more than $100 over the cost of the policy premium, she/I felt this demand to access huge amounts of confidential health information was way out of line. Buyer beware; in processing claims, claim processors may automatically ask for intrusive access to someone else's health records. If you (or they) are not willing to provide this, try pushing back but realize that you may ultimately be forced to either forego your claim or reveal medical information belonging to whichever party "caused" the claim. These days privacy has a real value and claims processors should adapt by asking only for what can be reasonably required to fairly process the claim in front of them. In this instance, Nationwide's claims processor acted reasonably; they did not press for anything more than the surgeon's letter and did not reject the claim automatically because I didn't sign anything granting them permission to go where they didn't need to go.
Adrian H. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Carol
    Photo
    We are very pleased to hear that you were able to work with your Nationwide claims representative to your satisfaction.

    Please also keep in mind that the caring, licensed travel insurance representatives at InsureMyTrip are open and honest with every traveler, because our non-commissioned representatives work to find the best plan for you. Our Anytime Advocates® will support you with the process if you feel a claim has been unfairly denied.
    Jan 16,2019
Nationwide Mutual Insurance Essential
Did not have to use it but the sign up was quick and easy.
Rehan K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
From a coverage and price standpoint, it is a good policy; and we never have had to use i,t thankfully. But I trust Nationwide would be very responsive and helpful if we ever had to use this policy.
Sydney F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I fell and broke my ankle on the second day of my trip to Norway. I was treated by medical personnel both on the cruise ship and at a local hospital. I submitted the bills and had a reply from them within five days that most of my claimed expenses would be covered. I was impressed with the company's prompt responsiveness.
Nancy M. would recommend this plan to a friend or relative.
5 of 5 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
My first travel insurance purchase. Never thought about buying travel insurance before. Wouldn't travel without this coverage now. Great customer service! Friendly phone staff answered all questions. This brings a great peace of mind when traveling or preparing to travel. Insuremytrip has the best prices around! Thank you!
Kevin C. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I lost my e reader on the airplane and was able to submit the purchase receipt and the claim made to the airline. I received prompt attention and payment
kathryn i. would recommend this plan to a friend or relative.
10 of 10 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
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