Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited Vietnam rated the Nationwide Mutual Insurance Company Essential plan
4.41 out of 5
9
ratings and reviews
88%
recommended
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Cruise
Filed claim
The trip included a
tour
Nationwide Mutual Insurance Essential
Great price. Glad I did not need to file a claim.
Nancy C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
My wife and I both got sick at the end of our travels in Vietnam. It is at least a 3rd world country when it comes to health care. We forced ourselves to get on the plain and back to the US for medical care. I called to make a claim and was told our expenses are not covered because we have to have emergency medical care while we are on our trip. REALLY! Get medical care in Vietnam? I have heard that travel insurers always find a way to get out of paying claims. Not I've seen for myself. I won't be buying again, it is a waste of money for useless coverage.
Roland M. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Melissa J.
    Photo
    Thank you for your feedback on the policy. We hope that fellow customers will find your review and our response to be educational and informative.

    We are sorry to learn of the illness that you suffered. The Nationwide Mutual Insurance Essential plan provides coverage up to 75,000 USD per person for unforeseen illnesses or accidental injuries which first occur during the trip, and are treated by a physician during the trip. Unfortunately, if medical treatment is not obtained during the trip, and the traveler waits until returning home to the United States, the travel insurance expires and the expenses would not be covered.

    In the future, please call us prior to purchase so we can review the plan benefits with you and answer any questions you may have about coverage. In fact, you may call us any time at 800-487-4722 to discuss travel insurance products offered by InsureMyTrip. We are open 7 days a week, and all of our representatives are licensed insurance agents.
    May 14,2018
The trip included a
tour
Nationwide Mutual Insurance Essential
Yes the plan did provide coverage for all the essential items for my trip. Thank goodness, I was fortunate not having to put it to use this time!
fingers crossed that's continues!!
Barbara B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
I purchased travel insurance for our family of four mainly for the medical coverage. A policy combined with loss of baggage etc. was the best deal even though we had trip insurance coverage for through our credit card. We were in Vietnam for three weeks with our adult children.

It turned out I did get sick (food poisoning) and one suitcase was missing when we arrived. The suitcase showed up after three days and I recovered without going to a doctor (we did check where to go just in case though). So we did not file any claims.

The total premium on four policies was significant. However, even though we did not file any claims, we got pretty close to needing medical help. So it was a comfort that we had coverage if things had been a lottle worse.
Kevin L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Thanks so much Nationwide Insurance! I bought this policy for my parents who are over 60 years old for their trip to Vietnam. Three days before the trip my mom had a sudden sickness. I called to make the claim as soon a possible, and the claim was quickly initiated. We had to fill out some paper work and scan/submit documentation via emails. Within two weeks I received the payments! Thanks to CBPInsure! Even though they did not update the status of the claim, I didn't see why they would have to. Once again, thanks to a great insurance company, and a great plan. Our hard earned money did not go to waste because of an unforeseen sickness. After all that's what insurance is all about.
Thanh L. would recommend this plan to a friend or relative.
3 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
Nationwide Mutual Insurance Essential
Didn't have to use the insurance coverage on the trip but was satisfied and had peace of mind that I was covered. Would recommend this!
Michael T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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