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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited Vietnam rated the Nationwide Mutual Insurance Company Essential plan
4.26 out of 5
20
ratings and reviews
85%
recommended
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Filed claim
The trip included a
tour
Nationwide Mutual Insurance Essential
We have been buying trip insurance for many years, and aside from a couple of small trip delay claims, have never had a claim. Until now.

We purchased the insurance in March when we made a deposit on a trip to Vietnam, and more critically, also purchased the quite expensive flights. The trip was to leave in late December. By October, it had become obvious that my wife's hip problem would make the trip impossible. So we canceled the trip and were out about $4300. Hence, our first ever major claim.

I contacted the claims department and was emailed all the documents with instructions. Once we procured the medical verification from our doctor, all was submitted by email and the claim was paid in full. Me, my wife and her new hip hope to reschedule the trip in the future, which will be just that much easier to do since we suffered no financial loss on this canceled trip. This insurance worked perfectly, and the claims process was easy, efficient and fair.
Jordan F. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
All insurance companies are bogus. Now I know about trip delay. They don't reimburse you for anything unless the flight was delayed 6 hours or more. We misses our transfer flight and delayed our tour and got nothing back.
Elizabeth C. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Carol
    Photo
    Although we respect your opinion, it is important for travelers to understand that not every situation will be covered by your policy. This is why we present the entire Certificate of Insurance for you to review prior to purchasing the policy.

    According to your Certificate of Insurance, the Nationwide Mutual Insurance Essential provided you with the following coverage:

    "TRIP DELAY"

    "The Company will reimburse You for Covered Expenses on a one-time basis, up to the Maximum Benefit shown on the Confirmation of Coverage, if You are delayed, while coverage is in effect, en route to or from the Trip for six (6) or more
    hours due to a defined Hazard.
    Covered Expenses:
    (a) Any Additional Expenses incurred;
    (b) An Economy Fare from the point where the You ended Your Covered Trip to a destination where You can catch up to the Covered Trip; or
    (c) A one-way Economy Fare to return You to Your originally scheduled return destination."

    Although you are disappointed, travel insurance is not bogus. InsureMyTrip is open 7 days a week, 365 days a year, to assist you with selecting your plan. Our customer care representatives are licensed insurance agents who are able to recommend the most cost effective plans which will cover the travelers primary concerns. If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.
    May 21,2019
The trip included a
tour
Nationwide Mutual Insurance Essential
This was the first time after many years of international travel that I used travel insurance. It was easy to understand, easy to access and reasonably priced (I did a little comparison). I didn’t use it at all
James T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Good coverage for price. Fortunately, did not have to use it!!
Kathleen L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I purchased coverage for my family as we traveled to Vietnam. The cost was reasonable (far less than that offered by my travel agency), and the coverage was comprehensive. Fortunately I did not have to use the insurance, but appreciated the peace of mind that this insurance provided! Will definitely use again for all extended travel!
Deborah R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Great price. Glad I did not need to file a claim.
Nancy C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
My wife and I both got sick at the end of our travels in Vietnam. It is at least a 3rd world country when it comes to health care. We forced ourselves to get on the plain and back to the US for medical care. I called to make a claim and was told our expenses are not covered because we have to have emergency medical care while we are on our trip. REALLY! Get medical care in Vietnam? I have heard that travel insurers always find a way to get out of paying claims. Not I've seen for myself. I won't be buying again, it is a waste of money for useless coverage.
Roland M. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Melissa J.
    Photo
    Thank you for your feedback on the policy. We hope that fellow customers will find your review and our response to be educational and informative.

    We are sorry to learn of the illness that you suffered. The Nationwide Mutual Insurance Essential plan provides coverage up to 75,000 USD per person for unforeseen illnesses or accidental injuries which first occur during the trip, and are treated by a physician during the trip. Unfortunately, if medical treatment is not obtained during the trip, and the traveler waits until returning home to the United States, the travel insurance expires and the expenses would not be covered.

    In the future, please call us prior to purchase so we can review the plan benefits with you and answer any questions you may have about coverage. In fact, you may call us any time at 800-487-4722 to discuss travel insurance products offered by InsureMyTrip. We are open 7 days a week, and all of our representatives are licensed insurance agents.
    May 14,2018
The trip included a
tour
Nationwide Mutual Insurance Essential
Yes the plan did provide coverage for all the essential items for my trip. Thank goodness, I was fortunate not having to put it to use this time!
fingers crossed that's continues!!
Barbara B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
I purchased travel insurance for our family of four mainly for the medical coverage. A policy combined with loss of baggage etc. was the best deal even though we had trip insurance coverage for through our credit card. We were in Vietnam for three weeks with our adult children.

It turned out I did get sick (food poisoning) and one suitcase was missing when we arrived. The suitcase showed up after three days and I recovered without going to a doctor (we did check where to go just in case though). So we did not file any claims.

The total premium on four policies was significant. However, even though we did not file any claims, we got pretty close to needing medical help. So it was a comfort that we had coverage if things had been a lottle worse.
Kevin L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Thanks so much Nationwide Insurance! I bought this policy for my parents who are over 60 years old for their trip to Vietnam. Three days before the trip my mom had a sudden sickness. I called to make the claim as soon a possible, and the claim was quickly initiated. We had to fill out some paper work and scan/submit documentation via emails. Within two weeks I received the payments! Thanks to CBPInsure! Even though they did not update the status of the claim, I didn't see why they would have to. Once again, thanks to a great insurance company, and a great plan. Our hard earned money did not go to waste because of an unforeseen sickness. After all that's what insurance is all about.
Thanh L. would recommend this plan to a friend or relative.
3 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
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