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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited the United Kingdom rated the Nationwide Mutual Insurance Company Essential plan
4.58 out of 5
207
ratings and reviews
96%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
Did not have to use plan so can't really tell exactly how good the coverage was or how satisfied we were with it.
Steven P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
It is difficult to rate a plan unless you file a claim. Fortunately the trip went as planned and no problems were encountered.
Laura L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
This Nationwide "Essential" plan was had superior coverage when compared to others with similar price. I made a slight mistake on the input form, and they were fast in helping me correct it. That was excellent customer service, but I did not file a claim. Look for reviews where claims were actually paid. I saw enough good ones to buy it.
William G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Great plan that covered all what I needed, and was a great price.
Helen S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
We did not have to use the plan but we were relieved to know that it would have covered at least some of our expenses had we needed to delay our return because of Hurricane Dorian.
Alan N. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
DONT GET IT THIS IS A RIP OFF WE HAD A 5 HOUR TRIP DELAY HAD TO PAY OUT OF POCKET FOR TAXI, HOTEL, REBOOKING FLIGHTS ONLY TO FIND OUT OUR TRIP INSURANCE WOULD NOT PAY UNLESS IT WAS A 6+ HOUR DELAY WHAT A WASTE
David B. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Although we are sorry to hear that your claim was denied, Travel Delay does require a minimum 6 hour delay for reimbursement:
    "The Company will reimburse You for Covered Expenses on a one-time basis, up to the Maximum Benefit shown on the Confirmation of Coverage, if You are delayed, while coverage is in effect, en route to or from the Trip for six (6) or more
    hours due to a defined Hazard.
    Covered Expenses:
    (a) Any Additional Expenses incurred;
    (b) An Economy Fare from the point where the You ended Your Covered Trip to a destination where You can catch up to the Covered Trip; or
    (c) A one-way Economy Fare to return You to Your originally scheduled return destination."

    In the future, you may wish to review your policy prior to purchasing. A summary of coverage information is included in your Nationwide quotes and Confirmations of Coverage.
    Sep 10,2019
The trip included a
tour
Nationwide Mutual Insurance Essential
I wasn't thinking about medical coverage at all when I purchased this plan, but I broke my arm while on vacation in Ireland. As soon as I returned home, I filed a claim. I expected a lengthy process and requests for more paperwork. Instead, I received a check for all of my expenses within about two and a half weeks.
Susan B. would recommend this plan to a friend or relative.
3 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Only thing I would do different is make sure you book your flights within 10 of purchasing an insurance plan so they are covered read the fine print.
Darin G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Definitely easy to apply one insurance plan to the entire trip to cover flights, hotels, excursions, etc. Even though I did not have to utilize the plan, it always gives me peace of mind for the unexpected.
Shirley H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Thanks.
Susan S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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