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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited the United States rated the Nationwide Mutual Insurance Company Essential plan
4.63 out of 5
889
ratings and reviews
97%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
Did not use the insurance, but was nice to know I had it just in case something was to happen.
Donald A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Hard to rate since no services needed.
Website reasonably easy to navigate.
Price seemed fair
Judi S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
I did not have to file a claim, but the ease of purchasing was very much appreciated. The representative was great & I would use them again.
Donna S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
I had one change needed to my plan a couple of weeks before we left and the agent with whom I spoke was helpful. The change was easy and I was very pleased with the customer service. Luckily we did not need the coverage to file a claim, but in the time of COVID I was glad I had the insurance. After researching possible companies, this was the one I chose and I'm glad.
Cynthia K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
It's hard to judge an insurance policy and the company that issued it unless you make a claim, but this policy provided me coverage I wanted for my trip. It gave me comfort that if weather or an emergency cancelled or delayed my trip, I would be reimbursed for my expenses. It also provided coverage for lost luggage and medical treatment and transport.
David G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Fortunately, we didn’t need to file a claim but it was a comfort to know that we had insurance in case we had a problem. It is well worth the cost of the policy to have peace of mind.
I have several friends who have lost significant amounts of money because they had to cancel trips due to Covid or other medical issues and they didn’t have insurance. Buying a policy through InsureMyTrip.com is very easy. You enter the parameters of your trip and are presented with many choices. In the past, I have contacted customer service on the phone and they have assisted me in choosing a plan. I have recommended this website to many people as a seamless way to purchase trip insurance.
Jessica K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Since I didn't use the coverage it's hard to provide comments. Rep I spoke with was friendly and did her best to help. I felt like the rules around the policies were more complicated than they needed to be. And if I make a slight change to my travel plans that didn't affect what the policy is covering why am I obligated to inform you? That didn't make sense. It all needs to be simplified.
Lynn Z. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
We had to cancel our trip and got all of our money back but $16 so we did not file a claim.
Janet Lynn F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
My husband got a bad cold on our bicycling trip and couldn't continue, because you have to cycle point to point, and he couldn't breathe. We had to leave the trip early and return home. Upon reading our policy after returning home, he would have had to visit a doctor in order to receive compensation from this insurance policy.
Margot R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
We needed to cancel our trip due to an immediate family member's unexpected illness. We filed a claim with Nationwide and were satisfied with the coverage, payment and resolution of the claim; albeit the process took much longer than Nationwide's stated timeline for settling claims However, we fully understand and anticipated that given the many challenges travel insurance companies are presently experiencing with the ongoing pandemic, the process would be delayed. Without this coverage we would have incurred a substantial loss. We are very pleased with the the coverage and resolution of our claim with Nationwide and will utilize them again in the future and recommend them to other travelers.
George K. would recommend this plan to a friend or relative.
7 of 7 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
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