Call us

Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.64 out of 5
5,422
ratings and reviews
97%
recommended
Sort by
Showing
Cruise
Filed claim
Nationwide Mutual Insurance Essential
I broke a tooth on a Thursday evening while on vacation. I could not bet a dentist appointment
as I was flying home on the following Monday.Called insurance claim. They would not cover. I needed to be treated by Monday under the terms of the agreement. ? My bad!
Roger Q. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Melissa J.
    Photo
    Thank you for your feedback on the policy. We are sorry to learn that you broke your tooth during your trip. We hope that fellow customers will find your review and our response to be educational and informative.

    The Nationwide Essential plan provides coverage up to 500 USD per person for dental Emergency Treatment for an Accidental Injury to Sound Natural Teeth. Both the Accidental Injury and the dental Emergency Treatment must occur during the Trip. If treatment is not obtained during the trip, and the traveler waits until returning home to the United States, the travel insurance expires and is not responsible for the medical bills.

    Please call us at 800-487-4722 if you have any questions or concerns. We would be happy to assist you.
    May 23,2019
Nationwide Mutual Insurance Essential
Luggage was lost for over 24 hours on the return trip and it wasn't covered. Blah!
Susan D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Melissa J.
    Photo
    Thank you for your feedback on your policy. We are sorry to hear that you had a baggage delay on your return journey.

    It is industry standard to cover baggage delay on the outward journey only to reimburse you for the expense of necessary personal effects while you are traveling.

    Please call us at 800-487-4722 if you have any questions or concerns.
    May 23,2019
Nationwide Mutual Insurance Essential
Great, easy, friendly company to work with. Fortunately, we did not have a claim. But will definitely use them again !
Valerie B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
All insurance companies are bogus. Now I know about trip delay. They don't reimburse you for anything unless the flight was delayed 6 hours or more. We misses our transfer flight and delayed our tour and got nothing back.
Elizabeth C. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Carol
    Photo
    Although we respect your opinion, it is important for travelers to understand that not every situation will be covered by your policy. This is why we present the entire Certificate of Insurance for you to review prior to purchasing the policy.

    According to your Certificate of Insurance, the Nationwide Mutual Insurance Essential provided you with the following coverage:

    "TRIP DELAY"

    "The Company will reimburse You for Covered Expenses on a one-time basis, up to the Maximum Benefit shown on the Confirmation of Coverage, if You are delayed, while coverage is in effect, en route to or from the Trip for six (6) or more
    hours due to a defined Hazard.
    Covered Expenses:
    (a) Any Additional Expenses incurred;
    (b) An Economy Fare from the point where the You ended Your Covered Trip to a destination where You can catch up to the Covered Trip; or
    (c) A one-way Economy Fare to return You to Your originally scheduled return destination."

    Although you are disappointed, travel insurance is not bogus. InsureMyTrip is open 7 days a week, 365 days a year, to assist you with selecting your plan. Our customer care representatives are licensed insurance agents who are able to recommend the most cost effective plans which will cover the travelers primary concerns. If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.
    May 21,2019
The trip included a
tour
Nationwide Mutual Insurance Essential
I have been very satisfied with the selection of this plan.
Lawrence D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Difficult to actually rate either the company or the plan without having filed any claims. The actual proof of how good or bad the company is , has to do with how responsive they are in handling claims.
Irwin T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Thankfully did not need any support on this trip. We've used them before in situations where we did need support and they were attentive.
Peter C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Did not use the plan so I do not know if it was useful or a value.
Scott Z. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Friendly and easy access to the online information. Reasonable price for the coverage
Neomi S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
We recommend Insuremytrip to all our cruising friends love the service
suzette t. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Carol
    Photo
    Thank you for your confidence in InsureMyTrip.

    Upon reviewing your prior purchases, we see that you are also a fan of Nationwide Mutual Insurance Company. Both InsureMyTrip and Nationwide would like to thank you for being our loyal customer since 2014.
    May 17,2019
Show reviews per page.

Top 5 Providers

  1. GeoBlue
    (4.71)
  2. IMT Services
    (4.67)
  3. Medjet
    (4.64)
  4. Nationwide
    (4.64)
  5. Berkshire Hathaway Travel Protection
    (4.62)
  1. Berkshire Hathaway Travel Protection
    (4.69)
  2. GeoBlue
    (4.63)
  3. Travelex
    (4.53)
  4. Crum & Forster - Travel Insured International
    (4.49)
  5. John Hancock Insurance Agency, Inc.
    (4.49)