Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
Nationwide Mutual Insurance
Essential
Had to delay trip home by 1 day because my wife got food poisoning, We had a medical bill (covered by our health insurance), a flight change (reimbursed by our airline) and 1 extra night hotel that we claimed with Nationwide.
After much frustration in calling and dealing with them on the phone and waiting significant processing time for our claim, they said that the doctor's note that both united and our health insurance accepted wasn't good enough. We don't have a way to contact the hospital again to get a minor wording clarification, so we're just out the hotel stay (which was less than the cost of the plan itself).
I've purchased 5 or 6 Nationwide plans because their comparison was good value in my opinion, but this was the first time we had to file a claim. I'm so glad I got to find out how difficult they are with something so minor. Avoiding them from here on out, just disappointing to lose business because they're trying to get out of a minor charge that should have absolutely been covered.
After much frustration in calling and dealing with them on the phone and waiting significant processing time for our claim, they said that the doctor's note that both united and our health insurance accepted wasn't good enough. We don't have a way to contact the hospital again to get a minor wording clarification, so we're just out the hotel stay (which was less than the cost of the plan itself).
I've purchased 5 or 6 Nationwide plans because their comparison was good value in my opinion, but this was the first time we had to file a claim. I'm so glad I got to find out how difficult they are with something so minor. Avoiding them from here on out, just disappointing to lose business because they're trying to get out of a minor charge that should have absolutely been covered.
Alessandro A. would not
recommend this plan to a friend or relative.
2 of
3 people found this review helpful
Nationwide Mutual Insurance
Essential
Customer service was easy to reach and quick to respond when I had a question or concern.
Donna N. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
I feel that the insurance was very expensive because of my age even though I am probably as healthy or healthier than some who are much younger.
Twila D. would
recommend this plan to a friend or relative.
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reviews per page.
We are sorry to hear that you experienced a delay in settling this claim, but we are pleased to hear that you received the check from Nationwide on May 6th. Although we can understand why you may hesitate to purchase from them in the future, we can assure you that Nationwide is an excellent provider who stands by their policy.
Please also remember InsureMyTrip's promise for customer service:
"The caring, licensed travel insurance representatives at InsureMyTrip are open and honest with every traveler, because our non-commissioned representatives work to find the best plan for you. Our Anytime Advocates® will support you with the process if you feel a claim has been [delayed] or unfairly denied."