Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Trip was cancelled, policy did not cover nonrefundable deposit.
Paul B. would not
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
The tragic events of October 7, 2023 and ongoing conflict contributed to the decision by my travel operator to cancel the trip to Israel. Nationwide said that because the tour operator didn’t cancel within the first 30 days of the “terrorist event” that no coverage existed. No tour operator has given tours in Israel since October 7 so that was just a way for Nationwide to avoid any liability. Later when I appealed, they shifted to saying it was a declared “war” despite the fact that Gaza isn’t a “country”. I've used Nationwide over 10 years and only had one other claim and that took months to settle. Buyer beware when traveling to any part of the world that has ongoing civil or military events. Most trip insurance will either not cover the “terrorist” or “war” claim or find a way not to pay the claim using word salad or creative interpretations to avoid payment. Fortunately after all of this, the tour operator refunded our trip deposit and British Airways provided a reasonable time frame to use the value of the air tickets to take another trip.
Robert C. would not
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
The trip included a
tour
Nationwide Mutual Insurance
Essential
The trip was cancelled, and I received all my money back from the trip so I didn't file a claim.
Ann M. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
I purchased a $4000 coverage plan for my trip to Israel. Unfortunately, a terrorist attack occurred, followed by a war outbreak. For safety reasons, the travel provider canceled the trip. My travel insurance, however, refused to cover the $500 non-refundable deposit I paid. They cited that the 33-day gap between the attack and the scheduled departure date exceeded their 30-day limit for coverage. This is extremely frustrating given that the conflict is still ongoing, and I am left as an innocent party affected by these circumstances.
Quinn C. would not
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
The trip included a
tour
Nationwide Mutual Insurance
Essential
We sent in everything that was requested and only recieved 1/10th of our modest claim! VERY DISSATISFIED and will NOT EVER recommend anyone to use you!
Susan M. would not
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
The trip included a
tour
Nationwide Mutual Insurance
Essential
Will use this company on all my trips. Information easily obtained, concise, clear. Would not have changed a thing.
Cynthia F. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Friendly and easy access to the online information. Reasonable price for the coverage
Neomi S. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
I really don't know how the coverage worked fir me since I didn't have to file a claim.
Deborah B. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
the plan covered what I needed and thankfully I didn't have to use it. I really appreciated the email right before the trip with the info I needed to take with me on my trip!! That's good customer service
Susan P. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
The customer service reps made it very easy to insure my trip.
Thank goodness I did not need a claim but know that if I had to I would be taken care of.
Thank goodness I did not need a claim but know that if I had to I would be taken care of.
Beverly W. would
recommend this plan to a friend or relative.