Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Great. So glad I purchased this cruise insurance. Filed a claim and was reimbursed quickly. Thx
Michael T. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
I wouldn't buy Nationwide Travel Insurance again. Terrible customer service, almost no communication with me, you are in the dark when you submit a claim. Took 4 days, 2 emails, and a phone call to figure out how to submit a claim--they apparently want to make it as hard a possible. And they need every documentation under the sun for your claim submission, so SAVE EVERY piece of paperwork, boarding passes, itinerary and receipts. After submitting the claim I never heard from them until I received a check 7 weeks later. We had a major trip delay and discovered after the fact that our Trip Delay Coverage doesn't actually cover trip delays--just expenses occurred during a trip delay. I'll read the fine print before buying any insurance next time.
Tori B. would not
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
Nationwide Mutual Insurance
Essential
Hard to rate when I did not need any coverage for anything ,thank God but felt a comfort knowing that it was there.
Mark M. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
The peace of mind was priceless. Setting this up and talking to the agent beforehand was extremely helpful. They are knowledgeable and helped me make a decision about what kind of trip coverage we needed to purchase. Would definitely use them again!
Bonnie B. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
Nationwide Mutual Insurance
Essential
I'm glad to have had the coverage but grateful I never actually needed it!
Myla E. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
The plan was just right for what I needed.
Annie P. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Luckily I did not need to file a claim, but it covered everything that I wanted at a good price.
Michael P. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Airlines lost my wife’s luggage. Tried calling your service on a Saturday evening, after being on hold for 30 minutes, your service picked up, and then transferred me to another department. After being on hold for another 10 minutes, the medical assistance group picked up. So, I was transferred to a wrong group after 40 minutes on hold, and then was told that the baggage claim people don’t work until Monday. I gave up at that point. Our luggage did come in on Sunday, so I wouldn’t have needed a monetary compensation.
Kenneth J. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Nationwide Mutual Insurance
Essential
I tried to use the insurance to help get money and not a credit for my flight back from Turks and Caicos since we canceled our trip due to the Hurricane since our resort is closed until next month and I could not use the insurance due to it being purchased after the hurricane was announced. I was not aware when I purchased the insurance that we could not use it for this reason. I would have never wasted almost $100 purchasing the insurance. Since the resort themselves closed and this was out of our control I thought the insurance would cover this but I did not research close enough I guess before getting the insurance. When I called she was very polite and explained the reason behind it.
Paula H. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Nationwide Mutual Insurance
Essential
I have never bought trip insurance before. I compared and this was the best price and seemed to cover everything. I did not need to use the insurance, fortunately, but it gave me peace of mind to have it
Linda F. would
recommend this plan to a friend or relative.
In order to find hurricane specific coverage, you must purchase the policy prior to when a storm is named. Once a storm has been named it is considered a foreseen event.
This is standard for all travel insurance plans. In the future, please consider calling us prior to purchase to discuss the plan exclusions. We strongly recommend customers read the terms and conditions of the policy within the review period to determine if the policy fits your needs. If the policy does not fit your needs, it can be cancelled within the review period for a refund of premium. Please call us at 800-487-4722 if you have any questions or concerns.