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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited the Caribbean rated the Nationwide Mutual Insurance Company Essential plan
4.72 out of 5
1,086
ratings and reviews
98%
recommended
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Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Essential
I cannot say anything bad, because I did not make a claim.
Jerry S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
The price was great for what you had covered.
Joseph M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Although we didn't need to use the insurance, the plan suited our anticipated needs.
Susan F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Since the 90's, we began purchasing travel insurance due to a parent that was ill and have continued to purchase it for all our travels. Thankfully, we never had to use it before and have sometimes wondered if it was truly needed. Well, when a hurricane forced changes to the itinerary - twice - and finally, to the return date on our cruise, we had no choice but to cut our vacation short and make arrangements to return home early. This resulted in expenses for flights and missed cruise days. We contacted the company and the representative was very helpful and quickly provided us with the proper forms, etc. We filed a claim and submitted our information and receipts to Nationwide. Nationwide processed the claim and we received payment very quickly. In fact, my husband now says we will never again question whether we should purchase travel insurance, (LOL) and he wants to use Nationwide whenever possible.

Thank you, Nationwide, for your assistance and prompt response!
IRENE R. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Pretty good value for travel insurance. Luckily we did not need to use it this time so that is great. I purchased same insurance thru Nationwide for next cruise as well.
Diane S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Peace of mind that an accident on vacation does not create a financial hardship.
Joseph L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Didn't need to use so therefore do not know if coverage would have been sufficient or not so can't really rate accurately.
John S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Fortunately, we did not have to file a claim but just having the coverage provided us with a great peace of mind!
Debra Y. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Great coverage at a great price!
MICHAEL M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I was comfortable on my trip after hearing about Hurricane Irma and was glad we had the insurance if something had happened to us due to the storm.
Francina W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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