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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited Mexico rated the Nationwide Mutual Insurance Company Essential plan
4.71 out of 5
694
ratings and reviews
98%
recommended
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Showing
Cruise
Filed claim
The trip included a
tour
Nationwide Mutual Insurance Essential
Nice to know that I'm covered, one less worry when traveling in another country.
Keith B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Hard to review when no claim filed, but all seemed fine.
Virginia H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
We had a delay in total of 6 hrs ( as confirmed by airline e-mail) because plane was diverted back to initial flight departure airport (JFK) after being in the air for 1 hr out of total of 4+ hrs to the destination. The reason as we were informed - technical difficulties with weather radar. The Nationwide, as per insurance policy we bought, should reimburse for two of us (myself and my wife) one way flight cost (total of only $242) out of total trip cost of $2,000 including hotel. Company Trip delay policy has 3 written items for delay reimbursement: a) reasonable additional expenses - we didn't have them, b) an economy fare from the point where we ended our covered trip to destination where we can catch up to covered trip - we had the same departure point and c) a one way economy fare to return us to our originally scheduled destination.
Nationwide stated that items b) and c) meant " additional " economy fare (our fare was originally the economy one). Out of noted items a), b) and c) only item a) says " additional" but representative from the company when I spoke with over the phone asking for claim paperwork said that all 3 items meant to be " additional" and we never received the papers to file a claim.

That's was the reason of our unsatisfied business with Nationwide in this part of the policy.

Thank you.
Lev V. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Peace of mind at a reasonable cost with more comprehensive and less expensive coverage than purchasing through the airline.
Patricia K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Fortunately, we did not have to file a claim but the plan included all the coverage we requested. Thank you for working with us to adjust the trip dates.
Connie C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Thankfully I did NOT have to use it.
Kellie F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I'm a customer for a long time, and buying the plan always when me and my wife are going on any vacation, twice I filed a claim, and the claim was processed very fast, I got money back for the whole trip to Europe of more then $6000 very fast and I got the check promptly.
Customer service is amassing!
Thank you very much for good service!
Alex G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
Nationwide Mutual Insurance Essential
I had to change trip dates and other companies I used in past first person I spoke to handled everything. This plan was I guess a broker and a third party. Documentation had to be fielded through them first. My docs supposedly were lost. Took 2 1/2 weeks to get determination. Was very discouraged. I then was worried if I had to do a claim would same thing happen ???
donna l. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Zac
    Photo
    Thank you for your feedback. We hope that our reply adequately addresses your concern. We apologize for the delay in relaying the information to the provider. Once the underwriter received the information they approved the request within 48 business hours.

    InsureMyTrip is a travel insurance comparison website which offers products from many different insurance providers. Nationwide is the insurance provider for your policy. When requesting to transfer a policy to a future trip we are required to gather specific documentation and information from the customer and forward it to the provider or underwriter. The provider or underwriter reviews the information and documentation presented to determine if the request is approved or denied.

    Thank you for choosing InsureMyTrip and Nationwide to protect your trip. We look forward to assisting you in the future.
    Nov 21,2016
The trip included a
cruise
Nationwide Mutual Insurance Essential
had no problems on the trip so no need to access the coverage
jere w. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Policy covered essentials; fortunately, we did not need to file a claim.
George K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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