Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
Nationwide Mutual Insurance
Essential
Thankfully we didn't need to file a claim, but it was comforting to know that we would have been covered had we needed to. The website was easy to use
Patricia S. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Anytime I don't have a claim the plan is a good one.
Paul K. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Best response after a trip: Once again, I didn't need to use it. Once again, I was glad to know I had it. Hate paying for it as an ancillary cost of being an older traveler, but I do it every time now.
Mary R. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
We did not need the insurance...thank goodness. It was a safe guard for us.
Emily M. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Nice to know that I'm covered, one less worry when traveling in another country.
Keith B. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Hard to review when no claim filed, but all seemed fine.
Virginia H. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
We had a delay in total of 6 hrs ( as confirmed by airline e-mail) because plane was diverted back to initial flight departure airport (JFK) after being in the air for 1 hr out of total of 4+ hrs to the destination. The reason as we were informed - technical difficulties with weather radar. The Nationwide, as per insurance policy we bought, should reimburse for two of us (myself and my wife) one way flight cost (total of only $242) out of total trip cost of $2,000 including hotel. Company Trip delay policy has 3 written items for delay reimbursement: a) reasonable additional expenses - we didn't have them, b) an economy fare from the point where we ended our covered trip to destination where we can catch up to covered trip - we had the same departure point and c) a one way economy fare to return us to our originally scheduled destination.
Nationwide stated that items b) and c) meant " additional " economy fare (our fare was originally the economy one). Out of noted items a), b) and c) only item a) says " additional" but representative from the company when I spoke with over the phone asking for claim paperwork said that all 3 items meant to be " additional" and we never received the papers to file a claim.
That's was the reason of our unsatisfied business with Nationwide in this part of the policy.
Thank you.
Nationwide stated that items b) and c) meant " additional " economy fare (our fare was originally the economy one). Out of noted items a), b) and c) only item a) says " additional" but representative from the company when I spoke with over the phone asking for claim paperwork said that all 3 items meant to be " additional" and we never received the papers to file a claim.
That's was the reason of our unsatisfied business with Nationwide in this part of the policy.
Thank you.
Lev V. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Nationwide Mutual Insurance
Essential
Peace of mind at a reasonable cost with more comprehensive and less expensive coverage than purchasing through the airline.
Patricia K. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Fortunately, we did not have to file a claim but the plan included all the coverage we requested. Thank you for working with us to adjust the trip dates.
Connie C. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Thankfully I did NOT have to use it.
Kellie F. would
recommend this plan to a friend or relative.