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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited the United States rated the Nationwide Mutual Insurance Company Essential plan
4.63 out of 5
967
ratings and reviews
97%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
Greatly anticipating the day that affordable insurance coverage is possible to everyone. This will only be accomplished by free intra-state commerce that is offered by this type of business model. Thank you.
Kevin M. would recommend this plan to a friend or relative.
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Value
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Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Well, we had one segment of one traveler(out of 4) with trip interruption due to a funeral. Because this deceased person did not meet their criteria, it was denied. All $71.00 of it, which was all that was asked for. That is ridiculous and I will not recommend them to anyone.
Linda C. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Mike
    Photo
    Thank you for your feedback on your policy. We are very sorry to learn that one of the travelers had to interrupt their trip due to the death of a loved one. We understand that it is never pleasant to receive a denial for reimbursement under the Trip Interruption coverage. However, your reason to interrupt your trip must be specifically stated as a covered reason in the policy.

    According to your policy they will cover a death of a non-traveling Family Member. The way that Family Member is defined, according to the certificate, is as follows:

    "Family Member means Your or a Traveling Companion's legal or common law spouse, ex-spouse, parent, legal guardian, step-parent, grandparent, parents-in-law, grandchild, natural or adopted child, step-child, children-in-law, brother, sister, step-brother, step-sister, brother-in-law, sister-in-law, aunt, uncle, niece or nephew who reside in the United States, Canada or Mexico."

    If you have any questions or concerns, please feel free to call us at 800-487-4722.
    Aug 31,2017
Nationwide Mutual Insurance Essential
It is piece of mind knowing you have insurance if something happens.
Donna A. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
First time purchasing trip insurance. Did not end up needing it but think this was a fair price for the coverage in case we did. For simple trips, would recommend buying trip insurance separate from the travel company as I was able to save a few bucks. Sign up process was really simple and Nationwide provided all the information needed via email. Would definitely go with a "name brand" company like Nationwide.
Thomas B. would recommend this plan to a friend or relative.
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Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Fortunately, I did not need to use my trip insurance. I always recommend trip insurance as I was very glad that I had it the year that my grandmother passed away while my family was on vacation. This plan had everything that I needed and felt it was reasonable. Having insurance as a backup always helps ease my worries. Thanks so much.
Karen g. would recommend this plan to a friend or relative.
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Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
We travel regularly and had to file a claim with another company in the past. That company dragged their feet unbelievably.
By comparison, Nationwide was fabulous; prompt, efficient, highly recommended!
Janine P. would recommend this plan to a friend or relative.
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Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
I really appreciated the ease with which I could compare plans on Insure My Trip and find the one that fit my needs. I will definitely be back to get my insurance for my next trip (international).
Heidi C. would recommend this plan to a friend or relative.
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Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Luckily I didn't need you, but it was good to know I had coverage just in case
Jacqueline M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
The coverage was excellent and the price was competitive. Plus, we're big fans of Dale, Jr.!
Clyde M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Thank goodness this trip went smoothly and I did not need to use this policy I purchased for this trip! Thank you.
Catherine Z. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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