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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited the United States rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
810
ratings and reviews
98%
recommended
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Filed claim
Nationwide Mutual Insurance Essential
Had to cancel one trip and reschedule due to a medical issue. As always, Nationwide is a pleasure to deal with and they respond quickly, even if they need more information, to handle a claim. Of all the traveling we do, we have had to file a couple of claims over the past year, and they have been great to work with. I think the best of the best when it comes to protecting a significant trip.
steven e. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
Nationwide Mutual Insurance Essential
It is very easy to meet all needs until one has to file a claim. Purchasing is easy. We did not have to file a claim so I can't really evaluate if the policy and company meet needs. My main needs are cancellation, interruption, medical, or existing condition coverage. Who knows what I pay for everything else that I don't need and have covered elsewhere.
merle f. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Didn't need it so it worked perfectly! ;-)
Sonja S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
I didn't end up filing a claim, but the process to get the coverage was easy and it was nice knowing that the coverage was there if it was needed.
Brian G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
I had a damaged large spinner suitcase when I arrived at my home airport. The pull handle was completely broken off meaning I will have to buy a new one. I considered filing a claim but when I read the policy, I realized it would not be worth my while because articles are not covered during actual processing/handling. Well, then basically the luggage isn't covered during the trip at all.
Lupe A. would recommend this plan to a friend or relative.
3 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Zac
    Photo
    Thank you for your feedback on the policy. We are sorry to learn that your luggage was damaged. If your luggage was checked with the airline and damaged by an airline employee, that does not exclude you from coverage. We have taken excerpts from the policy certificate to include important information to consider for this occurrence:

    "The Company will reimburse You up to the Maximum Benefit shown on the Confirmation of Coverage, if You sustain Loss, theft or damage to baggage and personal effects during the Trip, provided You have taken all reasonable measures to protect, save and/or recover the property at all times. The baggage and personal effects must be owned by and accompany You during the Trip. The police or other authority must be notified within twenty-four (24) hours in the event of theft."

    "If Your property covered under this Certificate is lost, stolen or damaged, You must:

    (a) notify the Company, or its authorized representative as soon as possible;

    (b) take immediate steps to protect, save and/or recover the covered property:

    (c) give immediate notice to the carrier or bailee who is or may be liable for the Loss or damage;

    (d) notify the police or other authority in the case of robbery or theft within twenty-four (24) hours."

    We understand that you were unable to secure documentation from the airline and will not be filing a claim against the policy, but if you have any additional questions or concerns, please call us at 800-487-4722.
    Dec 23,2015
Nationwide Mutual Insurance Essential
We had no problems during our trip. Nice to have insurance incase we needed it.
John S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
When Delta wouldn't provide a document that was needed for my claim, the Nationwide Mutual agent offered to call Delta to get the information. The claim was paid so we're all good. That's above and beyond service in my book.
Thank you!
Sherryl G. would recommend this plan to a friend or relative.
4 of 4 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I purchased this plan in good faith. When our trip was changed to an earlier departure date, we were not informed of this change. Of course, we missed the trip and as soon as I found out I called the insurance company. They said the policy did not cover what had happened to us. They would not refund our money, even though the original trip date was 3 weeks away. They said they could transfer this plan to another trip but we would have to know where and when the next trip would be. We did not have another trip planed in the near future so we lost the cost of the insurance.
Robert K. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
Nationwide Mutual Insurance Essential
It offers a lot for the premium.
Theotis C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
No comment
Semion S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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