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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited the United States rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
810
ratings and reviews
98%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
The Nationwide Mutual insurance plan gave us peace of mind if something went wrong. We didn't need to use the insurance so we weren't sure if this was the right kind of insurance. There was no need to find out if it was a good plan.
Robert T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Submitted a Travel Delay claim due to return flight having been cancelled. Carrier advised us it would be 48 hours before they could provide an alternate flight, so I purchased a 1-way ticket with another carrier for a flight that left sooner. I incurred expenses of $263 (replacement airfare plus meals.) I submitted a claim and received a check for $150 (the maximum daily amount provided by my policy) in exactly 10 days. The company did what they were supposed to do, in a timely manner and without any hassles.
Michael V. would recommend this plan to a friend or relative.
3 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Appreciate that we can get a plan to insure the basic tour cost. While traveling within the United States, we don't feel it's necessary to emphasize the extra insurance for luggage, medical, etc.
Lynda B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Great value for cost of plan.
Kylie M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
The only issue was that I didn't know that I had to buy the insurance when I made the initial payment. You are unclear as to when this occurs - is the initial payment when I make the hold payment? Or is it when I make the initial 50% of trip payment?
Richard M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Zac
    Photo
    Thank you for your feedback on the policy. The Initial Trip Payment is the very first time any money of any kind was paid for any part of your trip. Even if the payment you made was refundable at one point in time, it is still considered the initial trip payment. The redemption of points or miles, while not an actual monetary exchange, would still constitute as an initial trip payment if they were the first transaction you made for your trip. In determining the initial trip payment date, the insurance providers claims department will request specific documentation showing the date the credit card number was provided to the travel supplier or when the check was written.
    Jun 16,2015
The trip included a
tour
Nationwide Mutual Insurance Essential
I have used Insuremy trip for some time and am totally satisfied. I did not file a claim for any thing this time,but have in the past,with no problems.
Ellen K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
No claim. No reason not to be completely satisfied.
Robert P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
I was very glad that I had this as backup just in case I needed it!
Linda B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
If there were unforeseen issues, we knew that Nationwide would take care of them. The cost of the insurance was very reasonable.
Michael H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
We filed a trip cancellation claim due to the death of my grandfather. We received full payment in about 2 weeks with no issues.
Kevin W. would recommend this plan to a friend or relative.
3 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
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