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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited Alaska rated the Nationwide Mutual Insurance Company Essential plan
4.63 out of 5
176
ratings and reviews
99%
recommended
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Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Essential
Many times we've purchased travel insurance...........first time we've filed a claim. They did their part as expected, but didn't know if it would be easy. It was......will use them again in the future!!
Susan P. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
The descriptions for coverage are vague making it difficult to find what I wanted. In other words, I was looking for coverage that included cancellation for any reason. The way the description uses the EXCLUSION is very confusing. I will probably not use your company again unless you make the language more concise and user friendly.
Kathy D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Kyle
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    Thank you for providing your feedback on this plan.

    When using the comparing plans function on our site, you are able to click on each benefit to view the full description of coverage for that particular benefit. Within this quote, you can also view the full certificate of each plan.

    When purchasing a policy, we recommend that you contact us at 1-800-487-4722 with any questions or concerns. We have licensed representatives available 7 days a week.
    Sep 25,2017
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I didn't use the plan, so I can't comment on that part, but it was easy to sign up for and very reasonable. I will definitely use them again.
Heather G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
With an upcoming 16 day Alaskan Cruise and Land Journey, we thought it was prudent to purchase Travel Insurance for peace of mind. Luckily, we didn't have to use it but I felt better knowing it was there "just in case" with an elderly parent back home.
michael m. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
While we didn't use the insurance, I was glad to know we had it if we needed it -- especially because we had some sizeable non-refundable deposits. The price was reasonable and it covered everything we needed. And several times, I thought we might have to use it because it seemed like everything that could go wrong before a vacation did. Less than a week before we left, we had a death in the family that put our travel plans in question. We got that resolved, only to break my toe the night before we left for our trip (which included some extensive hiking). Again, we decided to go through with the trip. And while we didn't need to use the insurance this time around ... I was reminded how quickly life can change your plans.
Rita P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Hard to rate u if I did not file claim but very satisfied with policy
rolland s. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
A lot of the reviews come from folks who were fortunate enough not to have to use the plan, but I wasn't so lucky. I had to cancel my cruise (family medical). I cancelled early enough so there was no penalty from the cruise company, but I had another small deposit that was non-refundable. So I submitted my claim. I admit I was very thorough and included all supporting documents. After submitting my claim, I never heard anything. I think two months had gone by, so I emailed the claims department, and a lady from claims called me back the next day and told me my claim was approved, however, she wasn't sure why I hadn't been sent a check. She said she would have a check issued, and within a few days, the check showed up. So other than that little glitch, I am very happy with this policy.
Julie P. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Your representative that helped me was great!
Ann B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
A great peace of mind I'll use it again on next year's trip.
Howard T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
We're happy that we didn't have to use it.
Gordon D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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