Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
Nationwide Mutual Insurance
Essential
the plan for the most part was fine and provided us with most of the coverages we needed. What it didn't cover and we could not find anywhere was excess insurance coverage, aka deducible, for the camper van we rented in the UK. This left us potentially liable for up to and including 1,200 Pounds in the event of an accident.
Dennis B. would
recommend this plan to a friend or relative.
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Carol
There is no coverage under the Rental Car coverage for camper vans in the Nationwide Essential plan. However, coverage for camper vans is generally excluded under the Rental Car coverage in all Comprehensive plans.Sep 27,2018
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
So glad I had the plan and greatful I didn't have to use it.
Phyllis M. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
I’m glad I had it just in case. I’m glad I didn’t have to use it.
Susan L. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
We did not use this since everything went as planned without problems. I would only recommend buying insurance after speaking directly to a person. I tried doing things online and had some issues. I found out I could not put my son and myself on the same plan. The agent was very helpful and carefully explained everything and found me the the best plan for the best price.
Heather S. would
recommend this plan to a friend or relative.
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Carol
Thank you very much for your reply.
In order to insure travelers under the same Comprehensive policy, the travelers must all live in the same state. In addition, travelers with different travel dates must purchase separate policies.Jul 17,2018
The trip included a
tour
Nationwide Mutual Insurance
Essential
Response time was far too slow, and their determination seemed to be contrary to the coverages summarized during the selection process.
Donald P. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
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Carol
Thank you for providing your feedback which we have also forwarded to Nationwide to review with the claims department. We also offered you an "Anytime" advocate who could review the claim with Nationwide on your behalf.
Travel insurance is regulated by the states. Nationwide, along with all travel providers, will only pay the claims based on the terms and conditions stated in the policy. All travel insurance is written on a "named peril" basis which means that only those perils/hazards that are specifically listed in the policy are covered. These "named perils" may differ according to policy and may even vary by state.
Unfortunately, there is no one policy that will cover everything that could occur during a trip. It is important for travelers to take the opportunity to review the terms and conditions of a plan on our website prior to purchasing.
In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.Jul 20,2018
Nationwide Mutual Insurance
Essential
Having coverage with this plan provided peace of mind. Fortunately I didn’t have to use it, but glad I had it.
Margaret C. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Best valued travel plan I have ever purchased and easiest to purchase.
Robert Z. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
The plan seemed to have decent coverage at a reasonable price. Thankfully, we didn't have to use it.
Vincent V. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
The plan price and coverage seemed very reasonable, but the real test comes when there is a claim and happily that wasn't necessary this time.
Henry M. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Did not file a claim, so not sure how they are when you need to file a claim.
Frances G. would
recommend this plan to a friend or relative.