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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited the United States rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
812
ratings and reviews
98%
recommended
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Cruise
Filed claim
The trip included a
tour
Nationwide Mutual Insurance Essential
What can I say? Insurance is a necessary evil and I had to purchase a policy. This one was adequate and served my needs. I think insurance rates are always too high and that is why the companies can build the biggest buildings with their profits and the consumers struggle to pay all their bills.
LInda G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Cheap reliable and perfect for our needs. First trip insurance ever.
John C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Never had to use it but the cost was reasonable.
Michael E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
I had to cancel my trip because my sister was in the hospital. My claim was paid and I am very pleased with the customer service.
Tyrel S. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
Nationwide Mutual Insurance Essential
Thankfully I didn't need to file a claim. It does give you peace of mind in the event something happens before you take your trip, and what you paid towards the trip which typically is nonrefundable or something possibly happens during the trip, that you are covered.
Janet B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
The only reason I chose the Nationwide comprehensive plan is that life insurance was not mandatory, which would have added 20 percent to the cost. I DID NOT file a claim, so I can't assess how Nationwide would have handled a claim. Insurance is necessary, to protect against possible loss/expenses. I have homeowner insurance. The last claim I filed was for 1992's Hurricane Andrew in Miami. No problem then, but in September 2017, Hurricane Irma in Central Florida damaged the roof shingles. The shingles were not ripped off and the insurance company denied the claim, although the company paid to have sections of the wet, moldy ceiling removed. I still don't have a water-tight roof or repaired ceiling, and have filed suit against the insurance company.

That tangent has a purpose. I renewed an insurance policy filing no claims for 25 years. If I file a future claim for travel insurance losses, will that be covered? I am grateful, however, that InsureMyTrip.com served as an advocate when I incurred expenses for trip interruption, using a different insurance company policy. One email from IMT to the company had the claim paid within ten days. So yeah, travel insurance purchased through IMT is essential, and I advise not to purchase coverage directly from the insurance company. The cost is the same, and you have one to advocate for you. Thank you, IMT!
Larry M. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
It took two months to resolve a claim for just over $250, way too long and it required multiple phone calls to follow up.
Stephen H. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Kyle
    Photo
    Thank you for providing feedback on this policy.

    We are sorry to hear that your claims experience had taken longer than usual. In the future, please feel free to contact us at InsureMyTrip.com for claims assistance. If your claim takes longer than the standard 30 days, we can assign a Claims Advocate to your case. We are ultimately happy to hear that your claim was resolved.

    Please feel free to contact us 1-800-487-4722 if you have any further questions or concerns.
    Mar 30,2018
Nationwide Mutual Insurance Essential
I did not have to use the plan as my vacation went well so it is hard for me to rate the questions. It did give me peace of mind knowing that I had insurance should something go wrong.
Cynthia R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
I did not file a claim. I always use Insuremytrip. com and Nationwide

Thank you
Alexander S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
I called to ask for a definition of ‘Extreme sport’ As was told scuba diving was considered as such. Won’t buy from this company again
Sandra Q. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Melissa J.
    Photo
    Thank you for your feedback on the policy. We are sorry to learn that you are dissatisfied with the plan.

    Not all plans will cover you while scuba diving. This particular policy excludes the following: "scuba diving unless accompanied by a dive master or if the depth
    exceeds fifty (50) feet"

    In the future, please consider calling us prior to purchase to discuss the plan exclusions. We strongly recommend customers read the terms and conditions of the policy within the review period to determine if the policy fits your needs. If the policy does not fit your needs, it can be cancelled within the review period for a refund of premium. Please call us at 800-487-4722 if you have any questions or concerns.

    Feb 27,2018
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