Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
Nationwide Mutual Insurance
Essential
I always carry insurance for my trips and never had to use it until this trip. I had to take 2 different planes back home and the 1st one was delayed therefore I missed the 2nd one. I had to stay until the next day to get flight home. I called insurance to make a claim. They told me I have to file paperwork and get all receipts to submit to insurance. With everything that went wrong for me, I'm lucky I didn't lose my luggage. I was under the impression that the insurance grants you $150 per day up to 6 days for the trouble I went through. Next time I'll just keep my money and use it if needed.
Dolores D. would not
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
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DoloresD
I will save the money that I spend on travel insurance from now on and take my chances.?Nov 20,2019
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The trip included a
tour
Nationwide Mutual Insurance
Essential
Trip came off without a hitch but the coverage gave us the peace of mind we needed to be able to relax and enjoy our time away.
Russell D. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
While we did not have the opportunity to use/try the insurance it was a nice 'peace of mind' during the trip knowing it was available.
Douglas G. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Lots of people became ill ( intestinal) but none required a doctor
Gary P. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
This is the third or forth year we bought this policy . Everything has always been has always been smooth and easy so for we have never had to file a claim .
Mark B. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Didn't need to use it, but glad it was there. Easy to compare and purchase.
Ruth M. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Very reasonable. Comfortable to know all of my concerns were covered.
Cheryl T. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Good price! Always good to know a company is out there with reasonable insurance if we need it.
Lisa R. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
It was a Good Deal for the Price , However Due to a Permit Issue with the Mexican FAA We were forced to Fly a much smaller Airplane back to Ensanada Mex Not to TJ Mex, had to ride a Bus to the Boarder.
Not sure the insurance would have even covered That? But I do like doing Business with this Company.
Not sure the insurance would have even covered That? But I do like doing Business with this Company.
Terry D. would
recommend this plan to a friend or relative.
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Carol
Thank you for your feedback. We are pleased to hear that you enjoy doing business with Nationwide.
In order to have coverage under Travel Delay, you would have to experience a minimum of a 6 hour delay that resulted in "Additional Expenses (which) means any reasonable expenses for meals and lodging as well as local transportation and essential phone calls that were necessarily incurred as the result of a Hazard and that were not provided by the Common Carrier or other party free of charge."
If your situation did involve a 6 hour delay resulting in "Additional Expenses", you may wish to file a claim with Nationwide:
Toll Free: (888) 490-7606
Fax: (800) 560-6340
[email protected]
Mon, Tue, Wed, Fri 8:30am-5:00pm ET, Thurs 9:30am-5:00pm ETSep 10,2019
The trip included a
tour
Nationwide Mutual Insurance
Essential
Always purchase but have never needed. Wish the premium was a little lower!
Robert R. would
recommend this plan to a friend or relative.
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Carol
Thank you for your feedback.
Premiums for comprehensive policies are based largely on the length of the trip, the ages of the travelers, and the cost of the trip. A travel insurance policy is considered to be of good value when the policy premium is 4-10% of the insured trip cost.
InsureMyTrip is open 7 days a week, 365 days a year, and our customer care representatives are licensed insurance agents who are able to recommend the most cost effective plans which will cover the travelers primary concerns. If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.May 28,2019
"(a) Any reasonable additional expenses incurred;
(b) An Economy Fare from the point where the You ended Your Covered Trip to a destination where You can catch up to the Covered Trip; or
(c) A one-way Economy Fare to return You to Your originally scheduled return destination."
Although you were disappointed in the Nationwide response, we hope that you will considering using them again in the future now that you understand reimbursement under Travel Delay coverage.