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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited the Caribbean rated the Nationwide Mutual Insurance Company Essential plan
4.72 out of 5
1,086
ratings and reviews
98%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I am thankful not to have the need to use the plan but the ease in purchasing the plan was wonderful and the cost was reasonable.
Josephine L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Best to have a good policy just in case, Nationwide did just that. Competitive cost and excellent coverage,
Donald B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
didnt need it which was great.
Steven O. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
My wife had a medical emergency a week before we were scheduled to leave. Nationwide refunded our cruise money in full in a timely manner. It was easy to do business with them and I would highly recommend Nationwide as a place to buy your travel insurance.
Jeff W. would recommend this plan to a friend or relative.
3 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
We bought this policy to not only insure our trip but also for the medical coverage. My wife is on Medicare and it only covers her in U.S. territories and with doctors licensed in the United States. Less than two hours into our cruise and she needed to see the ship doctor. The bill for 15 minutes was $213.44. We filed a claim with Nationwide when we got home. Once Medicare (primary insurance) denied the claim, Nationwide mailed a check for $213.44 to us.

We chose Nationwide essentials insurance because they offer $250,000 air evacuation coverage along with $75,000 medical coverage. Many other companies only offer $10,000 medical coverage and considerably less air evacuation coverage.

I only deal with Insure My Trip when buying trip insurance because if you end up having trouble filing a claim that gets denied, Insure My Trip can get involved as a third party to get it resolved. Once we filed a claim that was denied. After Insure My Trip became involved, the claim was paid in full.
Michael F. would recommend this plan to a friend or relative.
3 of 4 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Great piece to have even if not used.
Michael H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Felt secure having your plan but happy that I didn't need to use it. I'll be using your plan soon as we booked another cruise.
Sharon B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Use them on all our cruises
Larry B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Tankfully we didn’t need to use the insurance. However the coastguard had to pick someone who became ill up with a helicopter while we were at sea. I hope they are okay and had some insurance.
Michael v. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
It was necessary to make a change in airline times after I purchased the policy. This was handled in a fast, efficient manner.
Stanley G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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