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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited the Caribbean rated the Nationwide Mutual Insurance Company Essential plan
4.72 out of 5
1,087
ratings and reviews
98%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Thankfully did not need to use the plan covered the basics which we needed have another trip with the same plan next month.
Christopher D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I use Insure my trip for every cruise we schedule. I like the option of being able to compare medical coverages for the amount of coverage, exclusions, pre-existing clause coverage, etc. The remainder of coverages appear to be similar across other insurance policies. . But to be able to compare medicall coverage, emergency evacuation, etc ar of utmost importance in purchasing a travel plan.

I would recommend Insure my trip to anyone. The prices beat those the cruise ships offer by far - and with increased coverage.
Zenon S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Luckily we didn't have to use this insurance but it provided the peace of mind we wanted for the trip. Easy to buy and the price seemed reasonable.
Donna R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I selected Nationwide because of the higher medical coverage than other companies. You need the medical and evacuation coverage in case you need it. Remember that Medicare only covers you in the United States and its territories. Most Medicare supplemental policies offer $50,000 lifetime of foreign travel medical coverage. Also be aware of what you employers health care covers out of the country. Someone was airlifted from our cruise in Labadee. We have personally talked to people who thought they were covered only to end up paying tens of thousands of dollars for health care out of the country.
Michael F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Expensive. This is our 12th policy and fortunately we have never had to use them.
Bruce S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
The plan offers great peace of mind knowing that if something happens we are covered.
Thomas B. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
for the price II think was to expensive
Nick P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you very much for your review on pricing. All comprehensive plans including the Nationwide Essential calculate their premiums based on the age of the traveler, trip cost and length of trip. We understand that travel insurance always appears to be a waste of money unless you have a loss when its value becomes apparent. Nevertheless you did select one of our most competitively priced plans when choosing the Nationwide Essential plan.

    Please remember that we always appreciate your comments. If you should need our assistance in the future, you may call Customer Care at (800) 487-4722 Monday through Friday, 7:00 AM to midnight ET and weekends 9:00 AM to 9:00 PM.
    Dec 19,2017
The trip included a
cruise
Nationwide Mutual Insurance Essential
Peace of mind knowing that we were covered while on vacation. We did not have to use our plan, but it was nice knowing that if we had to it would be there.
Gregory P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I was very happy with the insurance I chose. I was even happier that I did not have to use it!! That's what trip insurance is all about.
Wendell M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Fortunately I didn’t have to file a claim. But feel confident if I did it would have been seamless. I will use them for future trips!
Barry W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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