Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential product page.

Customers who have and visited the Caribbean rated the Nationwide Mutual Insurance Company Essential plan
4.72 out of 5
198
ratings and reviews
97%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Always better to have and feel protected with insurance just in case. Not many detailed comments since I didn't have to use it. I felt price was a bit high, but got least expensive as to what was offered.
Diann F. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Good thing - we did not have any family emergencies, so did not need the insurance.
Stephen H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
My husband lost his prescription glasses, of course these were not covered! Insurance agent said prescription glasses, sunglasses and contacts are not covered. Otherwise we did not use.
Annette M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Remember that the medical coverage for this plan is secondary only. We filed a medical claim for our mother, and the adjuster asked whether or not she had primary medical insurance coverage. Luckily, she did not have primary medical coverage.
LANCE-HUY-PHUONG V. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Carol
    Photo
    Thank you for providing feedback to assist your fellow travelers.

    Secondary Coverage means that this coverage will pay only after any other Primary collectible insurance has paid the claim and the Primary policy limits have been exhausted. Then the Secondary plan would have paid in excess of the Primary. However, if there is no Primary collectible insurance and the claim is for a covered medical condition, then the Secondary would reimburse on a primary basis.
    Jun 07,2016
The trip included a
cruise
Nationwide Mutual Insurance Essential
Thanks!!
Joanne J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Peace of mind - priceless!
Coverage we needed at a price we liked.
Joseph L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Bought this policy for a family cruise. 4 days before the cruise a family member who was also traveling with us became unexpectedly ill requiring hospitalization and subsequent last minute cancellation of our trip. Once we filed the paperwork, it took about 3 weeks to receive our reimbursements from Nationwide. No problems. Paperwork was reasonable. Received coverage as promised.
Sharon S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Completed via email.Sent all requested information. Check arrived within a week. Will use the same plan for future trips.
Richard G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Don't know what to say. I didn't have to use it, but we have used it for past trips. It seems to be a good plan.
Melodie T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
This was a good and reasonably-priced way for us to insure our vacation. Would definitely use it again.
M. Arthur G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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