Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential product page.

Customers who have and taken a cruise rated the Nationwide Mutual Insurance Company Essential plan
4.73 out of 5
416
ratings and reviews
97%
recommended
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Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Essential
My wife and I have traveled with another couple for the last 15 -20 years. We get along great and in my wife's case know each other since childhood. Anyway, not to prolong the story, we had planned our vacation this year for Hawaii - several days on Honolulu and then a cruise around the other islands. A week or so before the trip the spouse of our travel companions had some bad results to medical tests she took and as it turns out needed open heart surgery. As a result of this we certainly did not want to travel while she was undergoing this procedure. After submitting all of our documentation to Nationwide, within less then two weeks and without any questions beyond the documentation we submitted, we received a check in full for our entire trip. That is service personified.

PS: Most important, our friend's wife had the surgery yesterday and is doing well. That is the best news!
Arnold F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Always better to have and feel protected with insurance just in case. Not many detailed comments since I didn't have to use it. I felt price was a bit high, but got least expensive as to what was offered.
Diann F. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I debated about even purchasing trip ins. I'm thankful I did not NEED it. I had peace of mind but totally bummed about spending the money. 😀
Mark P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Fortunately, we did not have problems, so we did not have to file a claim. However, just knowing that we were covered in case of an emergency brought us great peace of mind.
Debra Y. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Good thing - we did not have any family emergencies, so did not need the insurance.
Stephen H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
My husband lost his prescription glasses, of course these were not covered! Insurance agent said prescription glasses, sunglasses and contacts are not covered. Otherwise we did not use.
Annette M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Remember that the medical coverage for this plan is secondary only. We filed a medical claim for our mother, and the adjuster asked whether or not she had primary medical insurance coverage. Luckily, she did not have primary medical coverage.
LANCE-HUY-PHUONG V. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Carol
    Photo
    Thank you for providing feedback to assist your fellow travelers.

    Secondary Coverage means that this coverage will pay only after any other Primary collectible insurance has paid the claim and the Primary policy limits have been exhausted. Then the Secondary plan would have paid in excess of the Primary. However, if there is no Primary collectible insurance and the claim is for a covered medical condition, then the Secondary would reimburse on a primary basis.
    Jun 07,2016
The trip included a
cruise
Nationwide Mutual Insurance Essential
Glad I didn't have to use the Travel Insurance. Based on my needs it was a good bargain for peace of mind.
Rex L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Easy website to navigate. No hidden caveats.
Doris W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I purchased the plan in case of emergency and was satisfied with my purchase. There was a medical evacuation on our ship which made me even more grateful for having a little insurance.
Elizabeth R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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