Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential product page.

Customers who have and taken a cruise rated the Nationwide Mutual Insurance Company Essential plan
4.72 out of 5
422
ratings and reviews
97%
recommended
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Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Essential
Glad we didn't use the coverage.
Joseph M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I insure all my trips but I have not had to file a claim yet.
Robert C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
This plan provided exactly the basic coverage I needed for the best price. Got it last year for the same type of trip, got it again this year, and will look for it again the next time I take this type of trip.
Susan W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
We're happy that we didn't have to use it.
Gordon D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
My wife and I have traveled with another couple for the last 15 -20 years. We get along great and in my wife's case know each other since childhood. Anyway, not to prolong the story, we had planned our vacation this year for Hawaii - several days on Honolulu and then a cruise around the other islands. A week or so before the trip the spouse of our travel companions had some bad results to medical tests she took and as it turns out needed open heart surgery. As a result of this we certainly did not want to travel while she was undergoing this procedure. After submitting all of our documentation to Nationwide, within less then two weeks and without any questions beyond the documentation we submitted, we received a check in full for our entire trip. That is service personified.

PS: Most important, our friend's wife had the surgery yesterday and is doing well. That is the best news!
Arnold F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Always better to have and feel protected with insurance just in case. Not many detailed comments since I didn't have to use it. I felt price was a bit high, but got least expensive as to what was offered.
Diann F. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I debated about even purchasing trip ins. I'm thankful I did not NEED it. I had peace of mind but totally bummed about spending the money. 😀
Mark P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Fortunately, we did not have problems, so we did not have to file a claim. However, just knowing that we were covered in case of an emergency brought us great peace of mind.
Debra Y. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Good thing - we did not have any family emergencies, so did not need the insurance.
Stephen H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
My husband lost his prescription glasses, of course these were not covered! Insurance agent said prescription glasses, sunglasses and contacts are not covered. Otherwise we did not use.
Annette M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
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