Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential product page.

Customers who have rated the Nationwide Mutual Insurance Company Essential plan
4.68 out of 5
1,062
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Since I did not have a claim, I cannot rate that part. I just felt safe to be insured in case something did happen. Nationwide gave me that safety net.
Chris W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Thankfully I did not have to use. I was at peace knowing I had the plan in case something came up that was out of my control.
Lana S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Best insurance is one you don't end up needing
Valerie H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
My husband and I have elderly parents who have medical issues, so when we travel, we always purchase insurance within 2 weeks of booking to cover their pre-existing conditions. The last 3 or 4 trips we purchased insurance through Nationwide, as their plan offered the best coverage for our needs.
In our approx. 10 years of purchasing such insurance, we used it for the first time this past September when we had to file a claim not for our parents medical problems, but for my younger sister. She was diagnosed with a life altering serious illness on the day before we were set to depart. Everyone in my family was an emotional mess, and I just couldn't leave at that point to go on a carefree tropical vacation.
I called Nationwide that day and explained the situation,and they emailed me all the forms I needed to complete the same day. It took me approximately 2 hours to complete the forms and gather all the necessary paperwork and receipts that I needed. I also had to get a signature from my sister's doctor, stating that she was ill and the code for the illness, which the office personnel was quick to provide.
All the paperwork was submitted to Nationwide on Sept. 28th, and I received my check today on Oct. 11th for the entire amount I lost. I cannot recommend this company more highly. This one claim probably more than covered all the insurance we paid for and never needed to use over the years.
Life happens, I never thought I would be canceling a vacation for my always healthy and strong sister, rather than our parents. You just never know.
Getting the claim settled with no hassel made a difficult time a little less stressful. I will always purchase trip insurance!
Carol H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
Nationwide Mutual Insurance Essential
There should be a mechanism to notify the customers that there's a named storm and when it was named. I called INsire My Trip and they knew when they were notify of the named storm and which day but the Rep didn't know if it was the same for Nationwide. Luckily I wasn't affected by Matthews, otherwise I would have been more prepared to evaluate this coverage.
Bedford N. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
My itinerary was changed by the airline and we were unable to go at that time. The airline sent a letter of verification which I sent to your company and it was rejected. They refused to reimburse my money. I lost 150 dollars. I will never do business with your company again.
Felix R. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Zac
    Photo
    Thank you for your feedback on the policy. We are sorry to learn that your itinerary was cancelled. Unfortunately, your request to cancel the policy was made after the 10 day review period had expired. To prevent your premium from going unused, we notified you that we could request to transfer this policy to a future trip. Details for submitting that request were sent to via email, and we would be happy to re-send the email to you. If you have any questions about transferring the policy, please call us at 800-487-4772. We look forward to assisting you in the future.
    Nov 03,2016
The trip included a
cruise
Nationwide Mutual Insurance Essential
Great experience with purchase once again . . . and always glad when I purchase and don't have to use. Yea!!
Donald P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Fortunately, we did not need to file a claim during our trip, but it was nice to now that the insurance was there.
Paul G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Thankfully, we did not need to file a claim-all went smoothly with no problems. We were glad that we had though, just in case.
Robert D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Two months before our trip my wife came down with a very serious and rare bacterial infection that prevented us from taking the trip. When we cancelled with the trip company we knew we would lose more than half the cost per their policies. I have bought trip insurance in the past but never had to use it and was unsure as to how much I would have to fight with the insurance company to collect the money we lost with the trip company. Well to my suprise, when I called Nationwide (and actually talked to a human representative) she was very friendly and walked me through the application process. I submitted all the paper work and called a week later to make sure they got it. I could not believe it when they told me that they had recieved my application and that it had been approved and the check was in the mail.
David S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
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