Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential product page.

Customers who have rated the Nationwide Mutual Insurance Company Essential plan
4.67 out of 5
1,173
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
tour
Nationwide Mutual Insurance Essential
did not have to use it , although it did give peace of mind while ziplining
Paul D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Best response after a trip: Once again, I didn't need to use it. Once again, I was glad to know I had it. Hate paying for it as an ancillary cost of being an older traveler, but I do it every time now.
Mary R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Didn't have a claim to file so not sure what their customer service is like.
Louis G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
It was very easy to secure travel insurance via the internet. A site compiles trip insurance from many trip insurance companies so one can easily compare prices and coverage. I was impressed with the coverage of Nationwide and their pricing.
I would never buy trip coverage through a travel agency or travel company.
Richard P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
This is the second time I have purchased this plan for a trip. Thankfully, we did not need to file a claim, however I do feel that the coverage we selected was adequate had we needed it.
Aquilla S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
We were one of the many people who had a flight cancelled due to the recent shooting in Fort Lauderdale. As a result we had to fly into Orlando and take a rental car to Fort Lauderdale. When we arrived home from our cruise I filed a claim with Nationwide for the rental car cost and gasoline. It was approved within a couple of days and we received full reimbursement a week later. We like Nationwide because of the higher medical coverage and equal or shorter delay waiting periods. Most of all we will always use Insure My Trip to secure our trip insurance.
Michael F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
Nationwide Mutual Insurance Essential
We filed a claim for medical reasons and received a full refund within a timely manner. Customer service at Nationwide was patient, friendly and helpful both when selecting a plan and when needing to file a claim. I recommend Nationwide as it truly is "on your side!"
Cynthia S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
Nationwide Mutual Insurance Essential
Fortunately, we did not have to use this insurance. However, we had many things that came up (illness, weather, delayed flights) that were not as stressful knowing we had coverage if we needed it. I would buy this insurance again.
Dana B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
We did not need the insurance...thank goodness. It was a safe guard for us.
Emily M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Easy to sign up, and affordable. This insurance gave us the peace of mind we wanted prior to, and during our first cruise. We didn't need it in the end, but we had no worries, and we didn't worry as we played the "what if" game.
Kenneth D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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