Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential product page.

Customers who have rated the Nationwide Mutual Insurance Company Essential plan
4.68 out of 5
961
ratings and reviews
97%
recommended
Sort by
Showing
Cruise
Filed claim
Nationwide Mutual Insurance Essential
One of our flights was canceled. The policy from Nationwide would not pay for the lost day of our vacation. The airline canceled the flight and we lost a nights lodging expenses. A canceled flight was not a covered interruption. I am very disappointed.
John L. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Zac
    Photo
    Thank you for your feedback on the policy. We are sorry to learn that your flight was cancelled.

    We would be happy to review the policy benefits with you. Please consider calling us at 800-487-4722.
    Apr 14,2016
Nationwide Mutual Insurance Essential
Purchasing the insurance was easy. Since we had no reason to file a claim it's impossible to know whether to be satisfied with the company or not.
Bryan J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I took out insurance but did not use it. I believe Nationwide is a reputable company so we felt confident whilst on our trip.
Janet P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Nationwide Mutual Insurance Company Essential Plan provided all the coverage I look for when purchasing a Travel Insurance Plan. The Plan not only covers the Trip Cancellation, Interruption, and Lost Luggage, but also the more important coverage of High Limits for Medical and Medical Evacuation at a very good price.
Russel L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Thankfully, I did not have any travel problems. But it was nice to have peace of mind.
David R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
The value and coverage of this policy was the best I could find.
Robert M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
It was very easy to purchase an insurance plan from Nationwide Mutual Insurance Company. This is the second time we have purchased a plan from them. It is very easy to do and at a reasonable price. The insurance we purchased seemed like it would have been the coverage we would need if a problem occurred. We were fortunate enough that there was no need to put it to use.
Scott D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
The plan seems good. I didn't need to file a claim so.i'm not really sure about the fine print. But it gave me peace of mind and the price was very reasonable.
William G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
With the ZIKA virus concerns in Mexico, and me going to visit my pregnant daughter there, I was unhappy that the coverage did not allow me to cancel my trip so that she could come home to the States immediately.
Sharon K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Zac
    Photo
    Thank you for your feedback on the policy. The only benefit that can be used to cancel a trip due to the fear of contracting Zika virus is Cancel for Any Reason.

    Cancel for Any Reason coverage typically requires the following requirements (varies by plan):

    1) Purchase within 10-30 days of your initial trip deposit
    2) Insure 100% of your pre-paid, non-refundable trip cost
    3) Cancel the trip 2 or more days prior to departure

    While Cancel for Any Reason does give you the flexibility to cancel your trip due to an increased fear of Zika, it does not protect 100% of your trip cost. Depending upon the plan, Cancel for Any Reason benefit will reimburse 50%, 70%, or 75% of your insured trip cost.

    Please call us at 800-487-4772 if you have any questions about insuring against Zika related events, or the Cancel For Any Reason benefit.

    Mar 19,2016
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Have the coverage gave me a peace of mind. I did not have to use the insurance, thank Goodness!
Janet B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Show reviews per page.

Top 5 Providers

  1. GeoBlue
    (4.70)
  2. IMT Services
    (4.69)
  3. Nationwide
    (4.65)
  4. MEDEX
    (4.61)
  5. Medjet Assist
    (4.60)
  1. RSA Insurance
    (5.00)
  2. GeoBlue
    (4.65)
  3. Crum & Forster - Travel Insured International
    (4.63)
  4. IMT Services
    (4.60)
  5. Travelex
    (4.60)