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Travel Insurance Reviews Nationwide Luxury Cruise

The Nationwide Luxury Cruise plan is designed for travlers that will be going on longer, more expensive cruises. Coverages include Trip Cancellation & Interruption, Optional Cancel for Any Reason (if eligible), Medical, Emergency Medical Evacuation, in most states an Itinerary Change Inconvenience benefit and other cruise specific benefits.

To learn more, see the Nationwide Luxury Cruise product page.

Customers who have visited the U.S. Virgin Islands rated the Nationwide Mutual Insurance Company Luxury Cruise plan
3.00 out of 5
2
ratings and reviews
50%
recommended
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Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Luxury Cruise
Don't purchase this cruise insurance. My cruise was cancelled because the ship was damaged. I submitted a claim to recoup flights and hotels, insurance company has sent me in circles for months and does not want to pay up.
Jeremiah E. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Melissa J.
    Photo
    Thank you for your feedback on the policy. We are sorry to learn that you had to cancel your trip. We understand that it is never pleasant to receive a denial for reimbursement under the Trip Cancellation coverage. However, your reason to cancel your trip must be specifically stated as a covered reason in the policy. Comprehensive plans are designed to cover as many risks as possible, but is very rare for any insurance plan to cover all possible risks. Unfortunately, it was determined that the event that occurred did not fall within the scope of Trip Cancellation for this specific plan.

    We appreciate you using InsureMyTrip for your travel insurance needs. As a travel insurance comparison website, InsureMyTrip offers dozens of plans from different providers and some plans will offer a Cancel for Any Reason rider. In the future, please consider calling us prior to purchasing a plan so that we can assist you in selecting the most cost effective policy that covers as many of your primary concerns as possible. Our toll free telephone number is 800-487-4722. We look forward to assisting you in the future.
    Oct 21,2019
The trip included a
cruise
Nationwide Mutual Insurance Luxury Cruise
We had a port itinerary change, twice, before our cruise. Called Nationwide, claim form was emailed promptly, with clear instructions on what would be needed to file claim. After sailing, we submitted the claim, and were promptly paid for the full coverage amount listed on the policy. Because of the ease of that claim, we are purchasing this policy again, for our upcoming cruise,
Richard R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • ThomasW
    Photo
    Was it just for the itinerary change or for a prepaid excursion?
    What was the reason for the itinerary change?
    Sep 23,2018
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