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Travel Insurance Reviews Nationwide Prime

The Prime plan allows you to insure a higher trip cost than the Essential plan and also includes higher amounts of coverage to protect your pre-paid non-refundable monetary investment. This plan includes benefits for missed connections and changes in itineraries, along with a pre-existing condition waiver.

To learn more, see the Nationwide Prime product page.

Customers rated the Nationwide Mutual Insurance Company Prime plan
4.57 out of 5
1,048
ratings and reviews
96%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Prime
Chose this coverage because of primary Baggage and Medical benefits. Having to make a claim is difficult enough, without the added hassle of dealing with multiple insurance companies.
Linda P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Zac
    Photo
    Thank you for your feedback on the policy. Depending upon which state the insured lives in, the Nationwide Mutual Insurance Prime plan plan offers primary coverage for Baggage Delay, Trip Delay, and Medical Expense benefits. Please keep in mind that there is a Coordination of Benefits for medical coverage on this plan. If the insured has a health insurance policy that works outside the United States, the Nationwide Mutual Insurance Prime may pay in excess of the primary health insurance policy.
    Mar 27,2015
Nationwide Mutual Insurance Prime
I really appreciate receiving insurance from InsureMyTrip.

I extended my trip and did not remember to extend my trip insurance. I would have liked to extend the insurance. If trip extension can be done, a reminder at the end of the trip from you might generate additional business for you. Thanks again for the security your service provides.
Carol B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Zac
    Photo
    Thank you for your feedback on the policy. You can increase trip cost, and extend travel dates on a comprehensive policy up until one day prior to your departure date. After departure, no changes can be made to a comprehensive plan.
    Mar 19,2015
The trip included a
cruise
Nationwide Mutual Insurance Prime
We felt secure in having this insurance. We have used Nationwide before and several years ago needed to file a claim which was paid promptly and refunded our money for a cruise we were unable to take because of a stroke my husband suffered two weeks before our cruise.
Janet L. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Prime
I was very happy to have the insurance.
Ruth S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Prime
I didn't have anything to file, but liked the policy since I had high medical which is needed, as I am on Medicare which does not pay if out of the country .
James S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Prime
As with all insurance, you hope you never have to use it.
Mark L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Prime
I have always purchased trip cancellation insurance, this is the first time I've ever needed it. My nephew died very suddenly, and of course I needed to stay to be with my sister and her family to help with funeral arrangements. I was able to get the costs back from the cruise line, but it did not cover the additional fare I had to pay to go at a later date, in a higher season, but that was my choice to go later in summer. The airline allowed a full change without penalty, which I was unaware they do, with a copy of the obituary. But I will continue to cover the airfare in case I have to pay airfare home if something happens mid-trip and have to purchase a fare home. Everyone at Nationwide was wonderful to work with, very empathetic and really cared about my circumstances.
Mary N. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Prime
We always purchase trip insurance before going on international trips, and when we get home, I'm always thankful that we didn't have to use it, but on the last day of our most recent trip, unfortunately, we had to use the insurance as my husband got chest pains, and we had to go by ambulance to the emergency hospital in Mexico. Luckily, it was just a heart flutter, so after three EKGs and some IV meds, we went home. The insurance we got, Nationwide Mutual Insurance Company Prime, from Insuremytrip.com paid 100% of the bill that his US primary insurance didn't cover. I just got the reimbursement check today, and I only filed the claim last month.
Michael B. would recommend this plan to a friend or relative.
2 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Prime
I believe my plan covered what I needed, however I did not need to use it. I would purchase this plan again.
Sharon C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Prime
InsureMyTrip is a great website, and their customer service representative helped finalize my purchase. Good company. We have used before, and will use again.
Roger M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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