Travel Insurance Reviews Nationwide Prime

The Prime plan allows you to insure a higher trip cost than the Essential plan and also includes higher amounts of coverage to protect your pre-paid non-refundable monetary investment. This plan includes benefits for missed connections and changes in itineraries, along with a pre-existing condition waiver.

To learn more, see the Nationwide Prime product page.

Customers rated the Nationwide Mutual Insurance Company Prime plan
4.59 out of 5
386
ratings and reviews
97%
recommended
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Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Prime
I didn't have anything to file, but liked the policy since I had high medical which is needed, as I am on Medicare which does not pay if out of the country .
James S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Prime
As with all insurance, you hope you never have to use it.
Mark L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Prime
I have always purchased trip cancellation insurance, this is the first time I've ever needed it. My nephew died very suddenly, and of course I needed to stay to be with my sister and her family to help with funeral arrangements. I was able to get the costs back from the cruise line, but it did not cover the additional fare I had to pay to go at a later date, in a higher season, but that was my choice to go later in summer. The airline allowed a full change without penalty, which I was unaware they do, with a copy of the obituary. But I will continue to cover the airfare in case I have to pay airfare home if something happens mid-trip and have to purchase a fare home. Everyone at Nationwide was wonderful to work with, very empathetic and really cared about my circumstances.
Mary N. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
Nationwide Mutual Insurance Prime
We always purchase trip insurance before going on international trips, and when we get home, I'm always thankful that we didn't have to use it, but on the last day of our most recent trip, unfortunately, we had to use the insurance as my husband got chest pains, and we had to go by ambulance to the emergency hospital in Mexico. Luckily, it was just a heart flutter, so after three EKGs and some IV meds, we went home. The insurance we got, Nationwide Mutual Insurance Company Prime, from Insuremytrip.com paid 100% of the bill that his US primary insurance didn't cover. I just got the reimbursement check today, and I only filed the claim last month.
Michael B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Prime
I believe my plan covered what I needed, however I did not need to use it. I would purchase this plan again.
Sharon C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Prime
InsureMyTrip is a great website, and their customer service representative helped finalize my purchase. Good company. We have used before, and will use again.
Roger M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Prime
I usually don't buy trip insurance, but this was for a cruise and it seemed like a good idea in this case. I was surprised to see how inexpensive and complete the coverage was, and the name Nationwide gave me confidence. I think the most relevant review is for InsureMyTrip. The website made it remarkably easy to find what I wanted and comparison shop. The fact is, I probably would not have gotten insurance at all if it wasn't facilitated by InsureMyTrip.
Timothy A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Prime
Didn't have to use the policy but it put us at ease just having it. We did a lot of comparison shopping and the Prime plan was by far the best value. Good communications reminding us to print a copy of the policy and take with us, and provided contact numbers for a variety of scenarios if needed. Would buy it again.
Kathleen G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Prime
My opinion is solely based on why I went with them after going over roughly a dozen various policies being offered according to my needs. I did find that Nationwide appeared to cover all the bases, from secondary medical coverage, to up to $1 million for evacuations; the secondary baggage insurance would have covered the loss or damage to the majority of what I carried, and I liked that their assistance in the case of delays came within 6 hours and not 12+ as with some. Most importantly, the cancellation and interruption coverage was what really impressed me, as it was about 1-1/2 times what was paid by me as far as the prepaid airfare, my cruise itself, and one excursion. I think that if the need arose (and I will be taking yet another cruise in 2015), I would definitely consider going with Nationwide again.
Etienne B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Prime
Though I had no need to make a claim, I rested easily that my trip contingencies were covered.
Dennis F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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