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Travel Insurance Reviews Nationwide Universal Cruise

The Nationwide Universal Cruise plan is designed for travelers going on a cruise during their trip. Coverages include Trip Cancellation, Trip Interruption, Medical, Emergency Medical Evacuation, and in most states, an Itinerary Change Inconvenience benefit.

To learn more, see the Nationwide Universal Cruise product page.

Customers who have visited the Bahamas rated the Nationwide Mutual Insurance Company Universal Cruise plan
4.55 out of 5
26
ratings and reviews
96%
recommended
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Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
Awesome and affordable plan. A necessity when traveling. Would buy from this company again!!!!!
Larry A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
Glad I did not have to use insurance. But peace of mind of if something should have happen was all worth it.
Charles I. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
I did not file a claim or have any contact with the underwriter for this trip. Therefore, I cannot review this product fully or provide a meaningful satisfaction rating.
Peter C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
Luckily we didn't need to use the Nationwide Universal Cruise insurance so I can't really give a review on it.
Laura D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
Mechanical difficulties by US Airways delayed my plane 4.5 hours, forcing me to miss the departure of my 3-day cruise. It turns out, mechanical difficulties is not a covered reason, which is absolutely insane not to have that as a covered reason. I lost out on the entire cruise fare due to this. There was no way to know in advance this was a real possibility to have recognized that it was not a covered reason. The policy was useless.
Justin F. would not recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Zac
    Photo
    Thank you for your feedback on the policy. We are sorry to learn that you were prevented from cruising. Unfortunately, the Nationwide Mutual Insurance Cruise plans do not cover mechanical breakdown for trip cancellation or missed connection. There is Travel Delay coverage due to any delay of a Common Carrier, provided that the delay is at-least 6 consecutive hours. We apologize for any confusion regarding the policy terms and conditions. We recommend that customers review the policy certificate to familiarize themselves with covered reasons and exclusions. In addition, InsureMyTrip's licensed insurance agents are available 7 days a week to answer questions about our products. In the future, please consider calling us prior to purchasing a policy. Other comprehensive policies offered on our website, cover trip cancellation and/or missed connection due to mechanical breakdown of a common carrier.
    May 08,2015
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