Travel Insurance Reviews Nationwide Universal Cruise
The Nationwide Universal Cruise plan is designed for travelers going on a cruise during their trip. Coverages include Trip Cancellation, Trip Interruption, Medical, Emergency Medical Evacuation, and in most states, an Itinerary Change Inconvenience benefit.
To learn more, see the Nationwide Universal Cruise product page.
The trip included a
cruise
Nationwide Mutual Insurance
Universal Cruise
This is usually my go to plan for cruise vacations. In all the years I've purchased it I have only had to file a claim once and that was settled to my total satisfaction.
michele m. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Universal Cruise
Before my trip began, I changed the number of insured days on my vacation from 28 days to 22 days, but I received NO refund for the reduced coverage. Although I reduced the number of insured days by 6, I was charged the same amount as for the full 28 days, $524. It seems to me that I should have been charged a lesser fee for a shorter coverage period.
Steven O. would not
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Universal Cruise
While I didn't need to file any claims for this insurance, I was happy with having the peace of mind knowing that it was there if I needed it.
Karen C. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Universal Cruise
Having the coverage gives me peace of mind in case something goes wrong. I am glad I did not have to file a claim.
Michael L. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Universal Cruise
Didn't need to use the policy, so I can't really say if it covered everything or if we were "satisfied."
Alyson P. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Universal Cruise
As one gets older, the cost goes up exponentially. The coverage is good but I don't think we can afford the cost for our next cruise.
Robert K. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
The trip included a
cruise
tour
Nationwide Mutual Insurance
Universal Cruise
The true measure of any insurance plan comes with a claim. My potential claim stopped at "almost". While on a side excursion, the bus had a mechanical problem, which almost interrupted our trip. A second unexpected possibility came when a crown fell off one tooth. Again, "almost" was the operative word. A third possibility was related to a delay of the airplane departure, which could have caused me to forfeit some prepaid expenses. I reflected on each of these happenings with some relief that I had coverage.
Robert N. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
The trip included a
cruise
Nationwide Mutual Insurance
Universal Cruise
We did not need to use the plan but in the end that what your hopping for right.
JEFFERY L. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Universal Cruise
Had a very helpful customer care person to deal with. He was extremely courteous and efficient.
Stephanie I. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
tour
Nationwide Mutual Insurance
Universal Cruise
Took two and a half to process my claim which was caused by the death of a family member. I had difficulty communicating with the company that processed my claim. I will not use this company again.
harold p. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful