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Travel Insurance Reviews Nationwide Universal Cruise

The Nationwide Universal Cruise plan is designed for travelers going on a cruise during their trip. Coverages include Trip Cancellation, Trip Interruption, Medical, Emergency Medical Evacuation, and in most states, an Itinerary Change Inconvenience benefit.

To learn more, see the Nationwide Universal Cruise product page.

Customers rated the Nationwide Mutual Insurance Company Universal Cruise plan
4.59 out of 5
409
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
Claim was handled very professional. Thank U for understanding & helping in these difficult times.
William S. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
Insurance is best when it's not needed.
Richard B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
We were taking 17 people on a week-long cruise so it was imperative that we have coverage in case something were to happen to interrupt or interfere with one of all of our vacation plans. While we were fortunate and didn't have to use the plan, just having complete coverage certainly went a long way to ease the stress I was feeling.
James Theodore C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
We cruise a great deal and always buy trip insurance but this was the first time I had seen a policy specifically for cruises. The coverage makes much more sense than a straight trip insurance policy. I needed to file a claim for a medical problem that occurred during the trip and the process was quick and efficient without a hassle. I believe I was treated fairly.
Ernest E. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
I did not file a claim or have any contact with the underwriter for this trip. Therefore, I cannot review this product fully or provide a meaningful satisfaction rating.
Peter C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
I did not have any claims but was told by others that people who do file claims find it very difficult to collect.
Isaac B. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Zac
    Photo
    Thank you for your feedback on the policy. We advise customers keep all receipts and documentation for any expenses associated with the trip before and during the trip. Each claims department employs claims representatives who send the policy holder claim forms and a list of required claims documentation. It is very important to provide all requested documentation in a timely and efficient manner when filing a claim. Please do not hesitate to ask the claims representatives questions about the claim process, time frames and methods of communication.

    In the event you do experience a claim issue, please call InsureMyTrip at 800-487-4722 and request a Customer Advocate.
    Dec 30,2015
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
On all of my cruises, I purchased insurance for possible travel delays and medical. On this trip to Australia, I built in some pre and post time so that medical was my major concern. Nationwide Mutual Insurance Universal Cruise Plan seemed to offer the medical coverage I was looking for. Then while we were on the cruise, my wife became sick and had to go to the ship's infirmary. When we returned, I filed a claim for the medical expenses; Nationwide reimbursed me for the costs. The claim process was straight forward and the claim was processed very quickly.

Although this was the first time I have used Nationwide, I would use them again and also recommend them to others.
William R. would recommend this plan to a friend or relative.
4 of 4 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
I didn't have to use the plan, thank goodness, but it was good to know I was covered in the event I needed it...such a small price to pay for peace of mind.
Sharon M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
Nice to know I was covered.
Kent C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
I was happy to be covered just in case.
Sean H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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