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Travel Insurance Reviews Nationwide Universal Cruise

The Nationwide Universal Cruise plan is designed for travelers going on a cruise during their trip. Coverages include Trip Cancellation, Trip Interruption, Medical, Emergency Medical Evacuation, and in most states, an Itinerary Change Inconvenience benefit.

To learn more, see the Nationwide Universal Cruise product page.

Customers rated the Nationwide Mutual Insurance Company Universal Cruise plan
4.59 out of 5
409
ratings and reviews
96%
recommended
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Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
Really tough to write a review for insurance coverage that I fortunately didn't have to use (and really skews the ratings here).
William R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
We didn't need to use it, but it was great knowing we had good coverage for a great price.
Carolyn G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
The site was easy to use and I was able to quickly find a plan that covered what I needed.
Constance S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
Using the website to select my insurance was easy. I was offered quite a few options so I was able to select a plan that met my needs. The website gave me the ability to compare the plans and costs so I could select the most cost effective plan without paying for extras I didn't need. Nice site and company and I'll use them again for my next big trip.
Louis R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
I almost had to fly back for a family emergency or cancel my trip. When I inquired, it seemed like it would be no problem at all! I would buy again.
Kristen C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
It was a relief just to know it was there!
Kay Q. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
Glad to have the plan, but thankful we didn't need it. I've worked with InsureMyTrip customer service representatives for years. It is nice that everyone works together in this company and helps one another.
Marion D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
Luckily we didn't need to use the Nationwide Universal Cruise insurance so I can't really give a review on it.
Laura D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
Fortunately, our air travel, transfers, port excursions, and 7-day cruise all went quite smoothly. While on our cruise ship, we spoke with a number of other passengers who experienced flight delays, cancellations, and other difficulties in their travels. This reminded me of the added peace of mind knowing I was insured. Prior to purchasing travel insurance, I spoke with a customer service representative at InsureMyTrip who suggested several possible options based upon my trip details. I compared the choices, and selected the Nationwide Universal Cruise policy, which I thought matched my needs.
Thomas S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
Mechanical difficulties by US Airways delayed my plane 4.5 hours, forcing me to miss the departure of my 3-day cruise. It turns out, mechanical difficulties is not a covered reason, which is absolutely insane not to have that as a covered reason. I lost out on the entire cruise fare due to this. There was no way to know in advance this was a real possibility to have recognized that it was not a covered reason. The policy was useless.
Justin F. would not recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Zac
    Photo
    Thank you for your feedback on the policy. We are sorry to learn that you were prevented from cruising. Unfortunately, the Nationwide Mutual Insurance Cruise plans do not cover mechanical breakdown for trip cancellation or missed connection. There is Travel Delay coverage due to any delay of a Common Carrier, provided that the delay is at-least 6 consecutive hours. We apologize for any confusion regarding the policy terms and conditions. We recommend that customers review the policy certificate to familiarize themselves with covered reasons and exclusions. In addition, InsureMyTrip's licensed insurance agents are available 7 days a week to answer questions about our products. In the future, please consider calling us prior to purchasing a policy. Other comprehensive policies offered on our website, cover trip cancellation and/or missed connection due to mechanical breakdown of a common carrier.
    May 08,2015
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