Travel Insurance Reviews Tokio Marine HCC Medical Insurance Services Atlas Expedition

The Atlas Expedition is a great option if you are looking for primary coverage without breaking the bank. In addition, this plan offers trip cancellation and interruption benefits, travel delay, emergency medical, emergency medical evacuation to reimburse you in the event one of many covered issues causes a disruption during your trip. Below are reviews for this particular plan by travelers just like you who purchased their plan from InsureMyTrip.

To learn more, see the Tokio Marine HCC Medical Insurance Atlas Expedition product page.

Customers rated the Tokio Marine HCC Medical Insurance Atlas Expedition plan
4.51 out of 5
143
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Tokio Marine HCC Medical Insurance Atlas Expedition
While we didn’t use the plan- whew!-
It was a better value than the plan offered by the cruise line and had decent reviews.
LELAND P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Tokio Marine HCC Medical Insurance Atlas Expedition
I feel less stressed knowing we have the medical insurance when out of country.
Plus the delay/lost bag coverage is nice.
Cheryl K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Tokio Marine HCC Medical Insurance Atlas Expedition
I loved the peace of mind the plan gave me.
Christel F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Tokio Marine HCC Medical Insurance Atlas Expedition
Luckily, didn't have to use it. Looked at a lot of comparisons and this was the best price for the best coverage that we needed.
susan S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Tokio Marine HCC Medical Insurance Atlas Expedition
I recommend this to everyone that will like to travel to Israel. Price is reasonable and affordable. Best around. Shalom and thanks!
Linda M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Tokio Marine HCC Medical Insurance Atlas Expedition
This company is super sneaky and you should read their terms with magnified glass. I usually good at going over exception and exclusions as one can't go over every paragraph of text but yet they denied the coverage when my wife missed the flight stating there is no coverage for trip interruption due to airline fault. when i pointed out their hazard clause includes any delays due to common carrier, the company came back stating only trip delays that cause the loss over 50% of the trip would be covered. I would recommend everyone to stay out of this one but what you decide is totally up to you, of course
P.S. Takes weeks to get anything from the claim management (claim forms, email responses, etc)
Ellina B. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Melissa J.
    Photo
    Thank you for your feedback on the policy. We are sorry to learn that your wife missed her flight during her trip. Acting as your advocate, InsureMyTrip contacted Tokio Marine HCC Medical Insurance's claims department to assist you with the claim. The claims representatives verified that the claims were adjudicated in accordance with the terms and conditions of the policy.

    Unfortunately, it was determined that the event that interrupted her trip did not fall within the scope of Trip Interruption for this specific plan.

    As you mentioned the certificate states the following under Trip Interruption: "Your arrival on the Trip being delayed due to a Hazard that causes You to lose 50% or more of the scheduled Trip duration"

    We appreciate you using InsureMyTrip for your travel insurance needs. As a travel insurance comparison website, InsureMyTrip offers dozens of plans from different providers. In the future, please consider calling us prior to purchasing a plan so that we can assist you in selecting the most cost effective policy that covers as many of your primary concerns as possible. Our toll free telephone number is 800-487-4722. We look forward to assisting you in the future.
    Feb 07,2019
The trip included a
tour
Tokio Marine HCC Medical Insurance Atlas Expedition
This was the first time I had used Insuremytrip.com and it was a wonderful and easy experience. The customer care representatives gave me additional quotes and helped me evaluate the best insurance. I will use this service on all future excursions.
Wilford W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Tokio Marine HCC Medical Insurance Atlas Expedition
It is really hard to review a plan when we had no claims. I can just say that the peace of mind knowing we were covered in case something did go wrong on our trip is what this plan is about.

Knowing that MOST health insurance plans do not travel to overseas countries is concerning when you travel as having to pay for medical care up front in foreign countries can be devastating.

One of our bags was not on the same plane we arrived on and was delivered to us the following day in a most timely manner 😊(thanks, Air Canada), to Dublin, Ireland. It was not an issue so no claim was made.
Several of our flights were delayed due to weather (November traveling to Toronto, Canada and on to Dublin, Ireland), what would you expect? But everything worked out just fine. There were no additional expenses incurred due to the delays so no claims were made.
Merry Christmas C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Tokio Marine HCC Medical Insurance Atlas Expedition
Thank you for being there and we are so grateful not to have used the plan, but we knew you would be there is we needed it.
Nancy B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Tokio Marine HCC Medical Insurance Atlas Expedition
We didn’t use the plan, since our trip went as planned. But it looked good on paper.
Mary O. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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