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Travel Insurance Reviews Tokio Marine HCC Medical Insurance Services Atlas Expedition

The Atlas Expedition is a great option if you are looking for primary coverage without breaking the bank. In addition, this plan offers trip cancellation and interruption benefits, travel delay, emergency medical, emergency medical evacuation to reimburse you in the event one of many covered issues causes a disruption during your trip. Below are reviews for this particular plan by travelers just like you who purchased their plan from InsureMyTrip.

To learn more, see the Tokio Marine HCC Medical Insurance Atlas Expedition product page.

Customers who have visited Ukraine rated the Tokio Marine HCC Medical Insurance Atlas Expedition plan
2.57 out of 5
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Tokio Marine HCC Medical Insurance Atlas Expedition
This company is super sneaky and you should read their terms with magnified glass. I usually good at going over exception and exclusions as one can't go over every paragraph of text but yet they denied the coverage when my wife missed the flight stating there is no coverage for trip interruption due to airline fault. when i pointed out their hazard clause includes any delays due to common carrier, the company came back stating only trip delays that cause the loss over 50% of the trip would be covered. I would recommend everyone to stay out of this one but what you decide is totally up to you, of course
P.S. Takes weeks to get anything from the claim management (claim forms, email responses, etc)
Ellina B. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Note: This review is for an earlier version of the plan.
  • Melissa J.
    Thank you for your feedback on the policy. We are sorry to learn that your wife missed her flight during her trip. Acting as your advocate, InsureMyTrip contacted Tokio Marine HCC Medical Insurance's claims department to assist you with the claim. The claims representatives verified that the claims were adjudicated in accordance with the terms and conditions of the policy.

    Unfortunately, it was determined that the event that interrupted her trip did not fall within the scope of Trip Interruption for this specific plan.

    As you mentioned the certificate states the following under Trip Interruption: "Your arrival on the Trip being delayed due to a Hazard that causes You to lose 50% or more of the scheduled Trip duration"

    We appreciate you using InsureMyTrip for your travel insurance needs. As a travel insurance comparison website, InsureMyTrip offers dozens of plans from different providers. In the future, please consider calling us prior to purchasing a plan so that we can assist you in selecting the most cost effective policy that covers as many of your primary concerns as possible. Our toll free telephone number is 800-487-4722. We look forward to assisting you in the future.
    Feb 07,2019
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