Question:
We will be flying to Hungary, then river cruise to Germany, then bus trip to Czech Republic, then flying back home to Ontario, Canada. Which country should I name as our destination in the drop down menu?- GailF,08/27/2018
Answer:
If traveling outside the United States, enter the country where travelers will be spending the most time. If spending equal time in multiple countries, choose your first international destination. If taking a cruise, enter the first international port of arrival as your destination.
Question:
Does ad&d cover entire vacation like air flight taxi rental car accidents etc.- Surinder C,05/01/2017
Answer:
You would want to make sure that the AD&D coverage states "24 hour full coverage". The 24 hour accidental death coverage applies 24 hours a day when traveling from the time you leave your home until the time you return back to your home.
Question:
does ad&d cover me when just traveling by vechicle for work- michaelM,04/06/2017
Answer:
The 24 hour accidental death coverage applies 24 hours a day when traveling. The "flight only" or "common carrier" accidental death coverage will only apply when you are on an airplane or in a common carrier such as a cruise line or motor coach.
Question:
I am taking a group of 31 to Costa Rica on an Eco-tour. 13 adults and 18 middle school students age 13. Orinda has been sending student groups on this tour for 18 years with only minor injuries all treatable in local clinics. Every participant is covered by a health plan and I have a copy of each medical card. The provider In Costa Rica wants participants to have accident insurance. What can you offer to supplement their HMO and Kaiser plans.?- karenS,03/15/2017
Answer:
We can offer single trip medical plans that offer secondary medical and medical evacuation coverage when traveling outside of your home country for each traveler. However, since, your group includes 10 or more travelers, we highly suggest contacting a group representative to see if you qualify for a group rate. Our group department contact number is 800-691-9159.
Question:
Hint: Provide details to help us answer as soon as possible. I understand fly, boat and train is cover, What about if I use the buses local transportation or subway or taxis in Toronto......are these common carriers cover with this insurance?- Luis,06/20/2014
Answer:
The definition of a common carrier, changes from plan to plan. Generally vehicles that are licensed to transport for hire, would be considered a common carrier. Please see the "full certificate" for any specific concerns.