Question:
We have medicare which I presume is our "PRIMARY" coverage. It will not cover while we are in Iceland. All the providers refer to their coverage as "SECONDARY". Does this mean that we would have no coverage since we in effect have no PRIMARY coverage.- ThomasL,03/16/2017
Answer:
The secondary coverage will essentially act as primary if your existing primary health insurance does not cover you at your travel destination.
Question:
Is the cost displayed per person or ( in our case ) the information including ages for two people.- sherilynW,01/31/2017
Answer:
The price is total for all travelers listed on the policy.
Question:
I will visit 3 countries on my trip. But the online form only allows one country. What do I have to do?- VadimL,04/11/2014
Answer:
The destination is whichever country you will be spending the most time in during your trip. If you'll be visiting several destinations equally, then list the first country you are visiting. If you are taking a cruise, select the first port of arrival as your country. You will still be covered while traveling outside of the selected country, so long as you are not visiting a destination that is considered restricted. If a policy does consider certain destinations restricted, you can find this list in the terms and conditions section.
Question:
I am going to purchase insurance for a trip I have coming up in July. I have booked my airfare and put deposits or paid for most of my lodging. When do I have to purchase the insurance in order to be covered?- Suzette,03/06/2014
Answer:
You can technically buy insurance any time up until the day before departure, but if you need to have coverage for existing conditions or want to buy the cancel for any reason benefit, you would need to purchase coverage within 10-30 days of the initial trip payment.