Question:
I am leaving for Europe end of March and from France, I am buying a package for two weeks to Tunisia. The amount I will be paying is approximately US$1000 and I would like to get a trip cancellation/interruption for myself. However, my husband has had cancer for 12 years now with no change in his condition since, however, I need to be covered to come back to Montreal in case of an emergency. Can you tell me what type of an insurance your company provides?- NargisG,03/07/2017
Answer:
Please keep in mind, you can only insure prepaid non-refundable travel arrangements prior to departure, if you are purchasing this Tunisia package once you are in France, you cannot insure it. Based on your specific concern, I would highly suggest calling one of our representatives, that way we can gather some additional information from you and from there we can see what policies we have available for you for your upcoming trip.
Question:
Hello, What happens with insurance if one of the members of the family (husband and wife let's say) is not going on a trip due to medical conditions but the other still goes? Could be half of the cost recouped? Thank you very much Eugene- EugeneM,03/05/2017
Answer:
If one traveler has to cancel for a covered reason, they can file a claim for their portion of the total trip cost and the travel companions can still travel if they choose to.
Question:
My father in law is terminally ill with cancer and is in hospice care. There is obviously a pre-existing condition and I am well outside of the window for purchasing a CFAR or pre-existing condition waiver however I am still eligible to purchase a trip cancellation/interruption policy for my cruise. If he were to die while I was away or just before departure would the trip cancellation benefit be honorered or denied?- Brian,05/03/2014
Answer:
I would recommend insuring with the company Travel Guard. They do not consider death related to pre-existing conditions. They offer several Comprehensive Package Plans, Basic, Silver, Gold and Platinum. Any of these plans would cover for Trip Cancellation or Trip Interruption if your father in law were to pass away after purchasing the insurance.
Question:
Do any of the travel insurance companies have age restrictions on who they will insure?- Regina,12/29/2013
Answer:
We do not have a list of the ages at which certain companies "cut off" insuring individuals, but if you enter the travelers ages any available plans based on that age will appear with a price, and would be valid for a traveler of that age.