Question:
We are renting a vacation home in the state in which we live so our health insurance would cover medical. Do you have any less expensive policies without medical just trip cancellation?- FaithS,12/17/2021
Answer:
Unfortunately, we do not have policies that offer just trip cancellation by itself, it is included with a comprehensive policy. Comprehensive Plans are the most widely known form of coverage and are often called package plans. Typically, a Comprehensive Plan will offer a variety of benefits for travelers, covering a wide range of concerns. Most provide coverage for Trip Cancellation, Trip interruption, Baggage loss, Medical, Dental, Emergency Evacuation, 24 Hour Traveler Assistance, Baggage Delay, Travel Delay, and Accidental Death.
Question:
My health insurance only covers life-threatening emergencies out-of-state. What insurance offers coverage for other emergencies out-of-state, for example, a sprained or broken ankle?- Michelle,03/24/2018
Answer:
Although we cannot pre-determine specific claims, we can confirm that the policies we offer do provide Medical coverage for unforeseen illnesses or accidental injuries that require you to seek medical attention when traveling. When reviewing quotes, please click on the Medical limit displayed in blue text and a new window will open with a detailed description for that benefit.
Question:
I've purchased airfare and hotel reservations. Are my non-refundable payments for hotel covered under trip cancellation or is only the flight portion covered.- Jennifer,11/25/2017
Answer:
You can insure all prepaid non-refundable travel arrangements except the cost of your own time share or the cost to obtain a visa or passport.
Question:
What type of travel insurance should I purchase to cover a vacation rental agreement for a home. This will only be for the rental?- bruceZ,05/19/2017
Answer:
You would need to view our comprehensive plans if you wanted to have coverage for the cost of the vacation rental home. Comprehensive travel insurance plans are the most widely known form of coverage and are often called package plans. Typically, a comprehensive plan will offer a variety of benefits for travelers, covering a wide range of concerns. Most provide coverage for trip cancellation and interruption, travel delay, baggage, 24-hour assistance and some travel medical benefits. You can insure all prepaid non-refundable travel arrangements when calculating your trip cost, please keep in mind.
Question:
How soon after putting a deposit or paying in full for your trip do you need to secure insurance?- Doug,02/05/2017
Answer:
You can purchase most policies up until the day before departure, however; you may not be eligible for some time sensitive benefits if you do not purchase within 10-30 days of the initial trip deposit/payment. Some time sensitive benefits are, but not limited to: Pre-Existing Condition Waiver, Financial Default, Terrorism, Cancel For Any Reason and Cancel For Work Reasons.