I am traveling with my mother who is 83 and generally in good health, but if SHE were to fall ill and cancel her cruise, would my travel policy allow ME to also cancel and get a refund? I would not go alone without her.
The number one covered reason for Trip Cancellation and Trip Interruption is the unforeseen illness or injury of you or a traveling companion that deems you unfit to travel, by order of a licensed physician; or the unforeseen hospitalization or death of a family member. To see all of the covered reasons to cancel or interrupt your trip, please click on the dollar amount that appears under the words "Trip Cancellation" when viewing a quote. If one traveler has to cancel for a covered reason, all travelers who are insured are also covered to cancel as well.
I am going on a touring trip to italy. There are also several excursions offered. Do I consider the cost of these excursions when giving my total for tour cost? If the airline and hotel are $5000 and the excursions raise it to $6000, should I use the $6000 price?
If the excursions are prepaid and non-refundable, they can be included in your Trip Cost. You can insure all prepaid non-refundable travel arrangements except the cost of your own time share or the cost to obtain a visa or passport.