I am going on a 3 week trip and will be staying in two rental homes (one for two weeks and one for one week). My questions are as follows: Can I get one policy for the entire trip? If, while on vacation, we have a hurricane warning causing us to end our vacation early (or interrupt the trip for 5 days) what coverage can we get to protect us for the cost we paid to rent the house for the 5 lost nights?
To answer your first question, you would only need one policy insuring your trip from the date you are leaving your home until you are returning back home. Most comprehensive plans will have some coverage related to inclement weather, and it is important to read the trip cancellation and interruption sections of the full certificate to determine exactly what is covered, as it may differ per plan. In the scenario that you mention, a hurricane warning interrupting your trip, your options may be limited. Typically a hurricane would have to hit and make your destination uninhabitable. Some plans may offer coverage if there is a government ordered mandatory evacuation at your destination that causes you to lose part of your trip. In any case, it is important to purchase your policy early since no plan will offer coverage for a hurricane if you buy it after the storm has been forecasted or named. If you would like assistance purchasing a policy, you can call our Customer Care department at 800-487-4722 and speak with one of our licensed travel insurance representatives.
I am a resident of Russia, can I buy an insurance for travelling to USA and Caribbean - i am interested in travel insurance for hurricane season.
Unfortunately, for non U.S Residents, we are only able provide medical and medical evacuation coverage. If this is something you are interested in, please view the plans shown under the "medical" tab once you arrive on the results page.