I have a question about this subject!

Question:


How do I apply for an Annual plan?
- Isaac,
05/08/2019

Answer:


We do provide annual medical policies for trips that take place outside of your home country. Typically, the trips cannot be longer than 90 days per trip with most plans. To obtain a quote, please fill out the quote form with your very first trip's details and once you arrive on the results page, please click on the button labeled “medical” on the bottom left and view our plans that are labeled “multi trip". Our multi-trip medical plans provide both medical and medical evacuation coverage.
- MattG,
Customer Care insureMyTrip
05/09/2019

Question:


I am a US resident and a frequent traveler going to 2 or 3 countries per trip a few times in a year (not more than 30 day per trip). It's very time consuming to buy single trip coverage each time. Do you have any annual plan which suits my needs?
- Mao,
09/13/2018

Answer:


We do provide annual medical policies for trips that take place outside of your home country. Typically, the trips cannot be longer than 90 days per trip with most plans. To obtain a quote, please fill out the quote form with your very first trip's details and once you arrive on the results page, please select the medical tab and view our plans that are labeled “multi trip". Our multi-trip medical plans provide both medical and medical evacuation coverage.
- MattG,
Customer Care insureMyTrip
09/17/2018

Question:


I'm going to be taking two separate trips to Europe in December, one to Spain and one to Belgium, each lasting three days. I will be returning home in between. Do I need to get separate insurance for each trip or can I get one that covers both?
- EmmaK,
10/29/2017

Answer:


Since you are returning home in between, you would need to purchase separate policies for each trip.
- MattG,
Customer Care insureMyTrip
10/31/2017

Question:


My son is travelling from Melbourne to singapore and catching another flight to Xiamen. China where he stay for 25 days then he plans to travel to Korea for a week than to Bangkok for 2 weeks than to singapore fri 2 days then catching the return flight back to Melbourne . Is this considered a single trip and will he covered for his entire trip ? Thanks you
- Yen na Y,
10/02/2017

Answer:


Yes, this would be considered a single trip as long as the traveler is not returning home between any of the mentioned destinations. When filling out the quote form, we ask to please list the first destination or the destination where the traveler is spending the most of their time in.
- MattG,
Customer Care insureMyTrip
10/07/2017

Question:


I am traveling with a friend. We live in different places and will share a hotel, rented car, but are flying separately and may have separate dates. If one of us has to cancel the trip, the other wants to do so as well. This could be a last minute cancellation. But due to one us getting sick . What is best way to about get insurance that covers the well person who wants to cancel if her travel friend cancels.
- Beth,
09/02/2017

Answer:


If one traveler has to cancel for a covered reason, the traveling companion is also covered to cancel as well. You do not have to be listed on the same policy together to be considered traveling companions. Please check the definition of Traveling Companion in the policy certificate to understand how the insurance companies define this.
- MattG,
Customer Care insureMyTrip
09/07/2017

Question:


do I have to cover the entire cost of the trip?
- lorraineL,
04/22/2017

Answer:


You can insure any amount that you wish to insure, as long as the travel arrangements are prepaid and non-refundable. Please keep in mind, in order to qualify for certain benefits such as Cancel for Any Reason or coverage for pre-existing medical conditions, you would be required to insure 100% of all prepaid non-refundable travel arrangements with most of our providers.
- MattG,
Customer Care insureMyTrip
04/24/2017

Question:


my wife and i will be traveling to Europe for 45 days taking two different cruises in various countries. do we each have to buy policy's or will one cover both of us
- dennis,
03/10/2017

Answer:


As long as you are not returning home in between each cruise, this would be considered one trip and you would only need to purchase one policy to cover you from the time you leave home until the time you return back to your home.
- MattG,
Customer Care insureMyTrip
03/14/2017

Question:


My wife and I will be leaving on May 2nd for 36 days. 18 days in South Africa (of which 12 days will be on a guided tour), 4 days in Zimbabwe and Botswana on another guided tour, one day in India, 7 days at Club Med Bali, and one day in Singapore. How de we state the country we will visit?
- PAULR,
12/26/2013

Answer:


This is type of situation is considered a single trip. It is only necessary that you list the country you will be in the longest, or if you are traveling somewhere that is considered a restricted country, you would want to list that to make sure you will have coverage. In this case, I would list Zimbabwe since some policies do consider that a restricted destination.
- David M.,
Customer Care insureMyTrip
12/26/2013

Question:


I'm planning a trip where I'll be out of the country for 2.5 months (visiting 3 countries), returning to the US for 3 days (for a wedding in my home state but not my hometown), and then returning to one of the countries I previously visited for 3 more months. Does this qualify as a single-trip? I'm only interested in medical coverage, not trip insurance. Thanks for your help!
- Elizabeth,
12/14/2013

Answer:


Single Trip plans cover you to travel to multiple destinations for a short or longer period of time. Once you return home, the trip would be considered over, even if it is only for a few days, and the policy would end. Some single trip plans (State and trip duration specific) offer a coverage called "Incidental Home Country Coverage" - this coverage would allow you to insure the entire 5.5 months and 3 days, not have your coverage interrupt when you return home, and would not require you purcahse two separate plans. This optional coverage is listed under the "Additional Notes" section, when comparing a plans details. Please click on the coverage limit in blue to see the details of this coverage.
- ChristopherG,
Customer Care insureMyTrip
12/15/2013
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