I have a question about this subject!

Question:


Hi there. My daughter has rented a chateau for a week in France this summer to celebrate an event. They have invited about 25 people. We are looking for cancellation insurance in case that can't happen or if it needs to be rescheduled especially due to this coronavirus issue. Do you cover that?
- SusanM,
03/09/2020

Answer:


We can only suggest looking into "cancel for any reason" as this is considered foreseen at this time. There are typically 3 conditions that must be met to purchase a Cancel For Any Reason Rider: Purchase the policy within 10 - 21 days of First Trip Payment; Insure ALL prepaid and non-refundable travel expenses prior to departure; Trip arrangements must be canceled more than 48 -72 hours prior to the departure date. If you meet all 3 of these conditions, this benefit will typically reimburse you 75% of your trip cost, unless otherwise noted. To view policies that offer this benefit, if you qualify, click on the "cancel for any reason" filter on the left side of the quote results page. If you are outside that time frame this benefit is not going to be available.
- MattG,
Customer Care insureMyTrip
03/16/2020

Question:


We want to fly from nebraska to florida and rent a VRBO at clearwater beach florida in June. If the coronavirus cancels our flights to florida, will our $5,000 prepaid cost of the VRBO and the prepaid flight be covered by trip insurance?
- KathyA,
03/07/2020

Answer:


We advise that travelers check with their travel suppliers to see if what they are offering in the event travel needs to be cancelled. Standard comprehensive travel insurance policies do not cover fear of travel. If fear of travel is the main concern, you would want to purchase a comprehensive plan with optional Cancel For Any Reason coverage selected. There are some eligibility requirements for this coverage, such as insuring 100% of pre-paid, non-refundable trip costs, purchasing your coverage within 10-21 days of your initial trip payment, and you must cancel your trip no less than 2 days prior to departure. Cancel For Any Reason can reimburse a portion, typically up to 50%-75%, of your trip cost depending on the plan purchased. A policy with Cancel For Any Reason can cost an additional 40%-60% more than a standard policy, is not available in all states, and eligibility requirements may differ by company.
- Meghan,
Product insureMyTrip
03/10/2020

Question:


We are looking at renting a place in a foreign country that currently has a level 2 "extra precautions" State Department warning. If the security situation deteriorates so that the State Department issues a level four "do not travel" warning to that country would the rental be covered?
- Gwyn,
02/25/2018

Answer:


For this concern, since this situation is considered foreseen, you would need a policy that has "Cancel for Any Reason". There are typically 3 conditions that must be met to purchase a Cancel For Any Reason Rider: Purchase the policy within 10 - 21 days of First Trip Payment; Insure ALL prepaid and non-refundable travel expenses prior to departure; Trip arrangements must be canceled more than 48 -72 hours prior to the departure date. If you meet all 3 of these conditions, this benefit will typically reimburse you 75% of your trip cost, unless otherwise noted. To view policies that offer this benefit, please select the filter labeled Cancel for Any Reason when you arrive on the quote results page.
- MattG,
Customer Care insureMyTrip
02/26/2018

Question:


We rent a condo in Florida for 3 months every year. Is insurance available if one of us becomes ill and we can't honor our rental commitment? We're looking for a policy that would cover the pre-payment of rent.
- Jane,
03/05/2017

Answer:


The number one covered reason for Trip Cancellation and Trip Interruption is the unforeseen illness or injury of you or a traveling companion that deems you unfit to travel, by order of a licensed physician; or the unforeseen hospitalization or death of a family member. To see all of the covered reasons to cancel or interrupt your trip, please click on the dollar amount that appears under the words "Trip Cancellation" when viewing a quote. This applies to all comprehensive plans. You can insure all prepaid non-refundable travel arrangements, please keep in mind.
- MattG,
Customer Care insureMyTrip
03/08/2017

Question:


A lot of folks rent houses/convos etc from rental sites such as VRBO or Homeaway. Should you rent and show up at your destination and the rental is not accessible (foreclosure, infestation, double booking, etc.) what type of insurance plan would cover this? I am sure many people would like to see this answer on your site.
- Sherry,
01/28/2016

Answer:


Trip Cancellation and Trip Interruption may provide coverage if your destination accommodations are rendered uninhabitable due a natural disaster or if inclement weather prevents you from reaching the destination. However, inconvenience scenarios such as infestation or double booking would not likely be covered. We advise calling us at 800-487-4722 to learn about Cancel For Any Reason and/or Trip Interruption For Any Reason to see if either or both of these benefits would address all of your concerns.
- ZacD,
Customer Care insureMyTrip
01/28/2016

Question:


We have used your site in the past for a cruise and were very happy. I'm interested in coverage this summer for a house rental on the outer banks of North Carolina, USA for one week. I want protection from damage to the home, evacuation due to weather, and trip cancellation. How should I search for this? None of the plans seem to mention house rental. Thanks.
- JeremyE,
04/22/2014

Answer:


The plans are not designed to only cover a specific type of travel. You would include the total amount of all prepaid, nonrefundable travel arrangements in the Trip Cost to be covered for Trip Cancellation and Trip Interruption due to a covered reason. To see all of the covered reasons to cancel or interrupt your trip, please click on the dollar amount that appears NEXT to the words "Trip Cancellation" when viewing a quote. I do want to note that damage to the home, or any other type of liability coverage is NOT available with these plans.
- NicholeH,
Customer Care insureMyTrip
04/22/2014
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