I have a question about this subject!

Question:


Does trip cancellation coverage apply if the cruise lines cancels the trip you have insured?
- ElsieR,
03/14/2020

Answer:


Trip Cancellation only provides coverage for specified reasons listed in the policy certificate. If the travel suppliers cancel, they are generally responsible for reimbursing you. The number one covered reason for Trip Cancellation and Trip Interruption is the unforeseen illness or injury of you or a traveling companion that deems you unfit to travel, by order of a licensed physician; or the unforeseen hospitalization or death of a family member. To see all of the covered reasons to cancel or interrupt your trip, please click on the dollar amount that appears under the words "Trip Cancellation" when viewing a quote.
- MattG,
Customer Care insureMyTrip
03/16/2020

Question:


Is there an insurance that will cover the cost of the trip if the travellers decide to cancel because of the Coronavirus?
- DonnaP,
03/13/2020

Answer:


Standard comprehensive travel insurance policies do not cover fear of travel. If fear of travel is the main concern, you would want to purchase a comprehensive plan with optional Cancel For Any Reason coverage selected. There are some eligibility requirements for this coverage, such as insuring 100% of pre-paid, non-refundable trip costs, purchasing your coverage within 10-21 days of your initial trip payment, and you must cancel your trip no less than 2 days prior to departure. Cancel For Any Reason can reimburse a portion, typically up to 50%-75%, of your trip cost depending on the plan purchased. A policy with Cancel For Any Reason can cost an additional 40%-60% more than a standard policy, is not available in all states, and eligibility requirements may differ by company.
- Meghan,
Product insureMyTrip
03/13/2020

Question:


Does the insurance cover cancellation of trip due to non issuance of visa
- SohailM,
09/09/2018

Answer:


For this particular concern, you would need a policy that has Cancel for Any Reason as this is not a covered reason with Trip Cancellation. There are typically 3 conditions that must be met to purchase a Cancel For Any Reason Rider: Purchase the policy within 10 - 21 days of First Trip Payment; Insure ALL prepaid and non-refundable travel expenses prior to departure; Trip arrangements must be canceled more than 48 -72 hours prior to the departure date. If you meet all 3 of these conditions, this benefit will typically reimburse you 75% of your trip cost, unless otherwise noted.
- MattG,
Customer Care insureMyTrip
09/10/2018

Question:


I have booked a South African Safari next 9/30/18 and have made the first payment but have not booked airfare. Also, I am traveling with my son and his girlfriend who may return a day earlier or arrive in Johannesburg a day later. Do the dates have to be exact and the same for all travelers? The safari dates of course will be.
- Alvin,
12/18/2017

Answer:


If all travelers have different travel dates, you would need to purchase separate policies for each traveler. You can insure what you have paid for to date, and once you make subsequent payments towards the trip, you can contact us and update your existing policy accordingly, as long as you contact us prior to departure.
- MattG,
Customer Care insureMyTrip
12/19/2017

Question:


Do I enter the ages of the travelers on the date I'm applying for the insurance? Or do I enter the ages on the date we will begin traveling?
- DS,
09/06/2017

Answer:


Please list the age you are at the time you are buying the insurance.
- MattG,
Customer Care insureMyTrip
09/07/2017

Question:


I am considering Nationwide Insurance with pre-existing waiver. More likely I will be adding cost closer to my trip - non refundable hotels, train tickets, etc. Does Nationwide allow to change the policy? Thank you
- TanyaK,
06/23/2014

Answer:


Yes, additions can be made to the policy as you make additional payments.
- David M.,
Customer Care insureMyTrip
06/23/2014
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