Travel Insurance Reviews International Medical Group Patriot International Lite
The Patriot International Lite plan from International Medical Group offers travel medical coverage for U.S. citizens that are traveling outside of their home country (no travel within the U.S.). This plan caters to different travelers' needs with different coverage and limit options to choose from, including Medical limits from $50,000 to $1,000,000 (depending on age). This plan also includes 24/7 emergency assistance services.
To learn more, see the International Medical Group Patriot International Lite product page.
The trip included a
tour
International Medical Group
Patriot International Lite
No problems
Mina C. would
recommend this plan to a friend or relative.
International Medical Group
Patriot International Lite
Did not use. But peace of mind was there just in case.
James D. would
recommend this plan to a friend or relative.
The trip included a
cruise
International Medical Group
Patriot International Lite
Buying the plan was easy, however, our cruise itinerary made it difficult to determine who would provide coverage since one of our stops is also in the US. We were not sure who would be providing the coverage on the ship between two US stops. I think if someone built a matrix of responsible party after selecting a cruise, it would help buying. It's a lot of development work for the software, but it would be very transparent to the customer.
Kenneth W. would
recommend this plan to a friend or relative.
The trip included a
tour
International Medical Group
Patriot International Lite
It seems like a reasonable plan for the money and the best part was that I didn't need to use it. That said, I will gladly pay for a plan to insure myself.
Gene K. would
recommend this plan to a friend or relative.
International Medical Group
Patriot International Lite
Didn't need it, but had peace of mind.
Gwen L. would
recommend this plan to a friend or relative.
The trip included a
cruise
International Medical Group
Patriot International Lite
A great piece of mind on my trip..will do again for sure.
Richard G. would
recommend this plan to a friend or relative.
International Medical Group
Patriot International Lite
Fortunately I didn't have to use it but it did offer me peace of mind. I felt this added a lot of value!
Jonathan B. would
recommend this plan to a friend or relative.
International Medical Group
Patriot International Lite
I didn't end up making a claim with my plan at all, so I can't speak to how well that process works with Patriot International plans. However, the plan's coverage for the price was fantastic, and the variety of options to adjust coverage were good as well.
Christopher S. would
recommend this plan to a friend or relative.
International Medical Group
Patriot International Lite
Piece of mind obtained in a simple manner at a reasonable cost. That is what insurance is and ought to be.
Ronald C. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
International Medical Group
Patriot International Lite
Plan was easily purchased and provided a solid core of necessary coverages. As no claim was filed I can not rate the the total package for ease of fulfillment and responsiveness.
Ronald S. would
recommend this plan to a friend or relative.
In reply to your review, many cruise lines sail under an international flag. As long as you are on the ship, even while in a US port, you would still be considered outside the US. You would only be back in the US when you disembarked the ship back to the US.
You also indicated that you went on a cruise. You listed a total trip cost for three people when quoting. However, you chose to purchase a Travel Medical plan. Although you may already be aware of this, the only plans we offer that would insure the cost of your trip are the Comprehensive plans since those are the only plans that provide Trip Cancellation coverage. If you had needed to cancel your trip prior to departure or interrupt your trip to return home early, International Medical Group's plan would not have reimbursed you for your prepaid non-refundable travel expenses.
In the future, you may wish to call us for assistance in purchasing a plan.