The Patriot International Lite plan from International Medical Group offers travel medical coverage for U.S. citizens that are traveling outside of their home country (no travel within the U.S.). This plan caters to different travelers' needs with different coverage and limit options to choose from, including Medical limits from $50,000 to $1,000,000 (depending on age). This plan also includes 24/7 emergency assistance services.
To learn more, see the International Medical Group Patriot International Lite product page.
The coverage provided on this policy for baggage is only in the event your common carrier is responsible for losing your luggage. The policy states: "Subject to the limits set forth in the Schedule of Benefits/Limits, the Company will reimburse the Insured Person for the cost of lost checked luggage when such luggage was permanently lost in transit by a Common Carrier during the Period of Coverage"
Typically, for baggage loss to cover theft of your luggage, you would need to purchase a comprehensive policy. When planning your next trip, we recommend that you contact us to obtain a policy recommendation based on your travel needs. Our licensed representatives are available 7 days a week and can be reached at 1-800-487-4722.
Please feel free to contact us if you have any further questions or concerns.