I was very satisfied with the plan, but it took me awhile to wade through the options to find something without the coverages that I DIDN'T want. Like me, there are many travelers who do their research, buy their Lonely Planet guide, and then head off on their own with their backpack (yes, I'm still doing it at age 55!). I meet many of them when I am on the road. We're not interested in trip cancellation coverage because we don't have an expensive tour booked. Nor is our baggage worth much (in $) if it were lost. All the independent traveler really wants is fairly high-limit medical coverage, with evacuation included (should we be ill enough to need Western-standard care). It would be helpful to the traveler, and probably a boon to the carriers, if they marketed a plan like this, geared to independent travelers and labeled as such. I found the right plan with Travelex, but it took me awhile. Regards, Marc
Marc Y. would
recommend this plan to a friend or relative.