HCC Medical Insurance Services (formerly MultiNational Underwriters) was established in 1998 in Indianapolis, Indiana. HCC is a full service organization offering a comprehensive portfolio of international group health, domestic short term and travel medical insurance products designed to address the insurance needs of travelers worldwide.
As a former health and life insurance broker for 10 years I knew what types of travel plans to look at when I chose to quit my job and travel. I have purchased various travel plans over the years and since I quit to travel nearly consistently 3+years ago I continue to go back to the top carriers that I am familiar with. Each year I either purchase HCC or IMG since I know they are strong, reputable companies that PAY THEIR CLAIMS. As an agent I spoke to many happy clients that not only purchased travel coverage from these companies but also had to use them. Although medical care is drastically cheaper in countries outside of the US, I still chose to purchase a 1 million benefit and just raise the deductible ($500-1k) to lower the cost as I would recommend for anyone that is more concerned with asset protection. This year I have some diving and climbing plans so I chose HCC since my plans fit within their Exclusions and Limitations and I did not need to spend the extra for the Adventure/Sports rider with IMG.
Heather W. would
recommend this plan to a friend or relative.
11 people found this review helpful
Claims no claim filed
Note: This review is for an earlier version of the plan.